81 Willow Rd, Nahant, MA 01908 Property Records

Essex County and Nahant Town property record for 81 Willow Rd, Nahant, MA 01908

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,627 sqft · built 1885
Lot Size	0.16 acres (6,970 sqft)
Owner	Trust Name on File
Last Sale	$799,000 (Aug 2007)
Tax Bill	$12,175 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`NAHA M:0012C B:0000 L:0025`

Property Details

APN / Parcel Number

Primary APN	`NAHA M:0012C B:0000 L:0025`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,627 sqft Living Area
Gross Area	4,433 sqft
Basement Area	1,194 sqft
Unfinished Basement	955 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	81 WILLOW RD
City	NAHANT
State	MA
Zip	01908-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	C D ADAMS
Legal Lot Number	25
Jurisdiction	NAHANT MA
Township / Civil Division	NAHANT
Census Block Group	2
Census Block	2000
Census Tract	201100

Owner

81 Willow Rd is owner-occupied and held in a trust since August 2007.

Source: Essex County and Nahant Town records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	81 WILLOW RD, NAHANT, MA 01908-1306
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage READING COOPERATIVE BANK
Dec 18, 2019	Deed of Trust, Mortgage · Balloon Mortgage COASTAL HERITAGE BANK
Sep 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2007 · Amount on File
Deed Sale	Aug 17, 2007 · Amount on File
Prior Sale	Jul 20, 1993 · Amount on File
Deed Book / Page	27113 / 35
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	81 WILLOW RD, NAHANT, MA 01908-1306
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043260-427
Date	Mar 9, 2026
Book Page	43260/427
Instrument	840

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	81 WILLOW RD, NAHANT, MA 01908-1306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38125-290
Date	Dec 18, 2019
Book Page	38125/290
Instrument	20191218002940

Lender

Name	COASTAL HERITAGE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2045

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAHANT MA
Recording Date	Sep 19, 2019
Property Address	81 WILLOW RD, NAHANT, MA 01908-1306
Document Number	37855-168
Book / Page	037855 / 000168
Instrument Date	Sep 18, 2019
Instrument	190919100
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	81 WILLOW RD NAHANT MA 019081306, NAHANT, MA 01908-1306

Tax Assessment & Valuation

The 2025 property tax bill for 81 Willow Rd was $12,175, up 4.5% from the year before.

Source: Essex County and Nahant Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Nahant Town
Elementary School District	Nahant School District (PK - 06)
Secondary School District	Swampscott School District in Nahant (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,175.00 (+4.45%)	$1,330,600 (+3.54%) Land $773,100 Building $557,500	$1,344,820
2024	$11,656.00 (+5.94%)	$1,285,100 (+6.18%) Land $727,600 Building $557,500
2023	$11,002.00	$1,210,300 Land $682,100 Building $528,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Willow Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	31 (1978–2024)
Claims Outside the SFHA	1 of 31
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 13 claims Winter Coastal Storm, Dec 1992 · 6 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 81 Willow Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAHANT WATER DEPT. (MWRA) serves 3,334 people · EPA ID MA3196000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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