81 Whitney Farm Rd, Mount Desert, ME 04660 Property Records

Hancock County and Mount Desert Town property record for 81 Whitney Farm Rd, Mount Desert, ME 04660

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,414 sqft · built 2001
Lot Size	6.05 acres (263,538 sqft)
Owner	Trust Name on File
Last Sale	$865,000 (Aug 2013)
Tax Bill	$10,289 (2025)
Deeds & Mortgages	Sep 2020 Refinance Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTDS M:010 L:112-003`

Property Details

APN / Parcel Number

Primary APN	`MTDS M:010 L:112-003`
Alternative APN	`987`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,414 sqft Living Area
Gross Area	8,612 sqft
1st Floor Area	2,068 sqft
Basement Area	2,068 sqft
Unfinished Basement	1,898 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	263,538 sqft (6.05 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Oil

Location & Zoning

Account Number	987
Street Address	81 WHITNEY FARM RD
City	MOUNT DESERT
State	ME
Zip	04660-6300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RW3
Legal Subdivision	KAUFFMANN PROPERTY SUB
Legal Lot Number	112-3
Jurisdiction	MOUNT DESERT ME
Township / Civil Division	MOUNT DESERT
Census Block Group	1
Census Block	1023
Census Tract	966000

Owner

81 Whitney Farm Rd is owner-occupied and held in a trust since August 2013.

Source: Hancock County and Mount Desert Town records, as of May 21, 2026

Owner of Record	Trust Name on File
Mailing Address	81 WHITNEY FARM RD, MOUNT DESERT, ME 04660-6300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MEREDITH VILLAGE SAVINGS BANK
Apr 26, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MACHIAS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2013 · Amount on File
Deed Sale	Aug 16, 2013 · Amount on File
Prior Sale	Dec 15, 2006
Deed Document Number	201314129
Deed Book / Page	6091 / 221
Transfer Doc	06268-0262
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOUNT DESERT ME
Property Address	81 WHITNEY FARM RD, MOUNT DESERT, ME 04660-6300
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070550624
Date	Sep 18, 2020
Book Page	7055/624
Instrument	2020034156

Lender

Name	MEREDITH VILLAGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOUNT DESERT ME
Property Address	81 WHITNEY FARM RD, MOUNT DESERT, ME 04660-6300
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072020071
Date	Apr 26, 2022
Book Page	7202/71
Instrument	2022005517

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 81 Whitney Farm Rd was $10,289, up 2.1% from the year before.

Source: Hancock County and Mount Desert Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Mount Desert Town
Elementary School District	Mount Desert (KG - 08)
Secondary School District	Mount Desert Community School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,289.00 (+2.05%)	$1,300,800 (+19.99%) Land $270,600 Building $1,030,200
2024	$10,082.00 (+6.65%)	$1,084,100 (-) Land $225,500 Building $858,600
2023	$9,453.00 (+14.57%)	$1,084,100 (+5.63%) Land $225,500 Building $858,600
2022	$8,251.00	$1,026,300 Land $225,500 Building $800,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 81 Whitney Farm Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Whitney Farm Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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