81 White Loop, #F103, Ludlow, VT 05149 Property Records

Ludlow Town property record for 81 White Loop, #F103, Ludlow, VT 05149

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,276 sqft · built 1986
OwnerCompany Name on Record
Last Sale$375,000 (Mar 2016)
Tax Bill$5,924 (2025)
Deeds & MortgagesFeb 2023 Transfer
Flood ZoneZone X (minimal risk)
APN363-112-12870

Property Details

APN / Parcel Number

Primary APN363-112-12870
Alternative APNs
  • (112) 030231.003
  • M:030 B:231.003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,276 sqft Living Area
Gross Area1,336 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address81 WHITE LOOP, F103
CityLUDLOW
StateVT
Zip05149
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionWHITE LOOP 81 WINTERPLACE F103
JurisdictionLUDLOW VT
Township / Civil DivisionLUDLOW
Census Block Group2
Census Block2003
Census Tract966300

Owner

Source: Ludlow Town records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address173 PROSPECT HILL RD, HANCOCK, NH 03449-5210
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2016 · Amount on Record
Deed SaleMar 7, 2016 · Amount on Record
Prior SaleSep 11, 2000 · Amount on Record
Deed Document Number20163210806677005
Last Transfer DateFeb 6, 2023
Transfer Doc202304131106562005
Record UpdatedSep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLUDLOW VT
Recording DateFeb 13, 2023
Property Address81 WHITE LOOP # F103, F103, LUDLOW, VT 05149
Document Number202304131106562005
Instrument DateFeb 6, 2023
Instrument202304131106562005
Transaction TypeTransfer
Record UpdatedApr 24, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address173 PROSPECT HILL RD, HANCOCK, NH 03449-5210

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 PROSPECT HILL RD, HANCOCK, NH 03449-5210

Tax Assessment & Valuation

Source: Ludlow Town assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVermont
CountyWindsor County
County SubdivisionLudlow Town
Elementary School DistrictLudlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,924.00 (-12.34%)$320,900 (-) Building $320,900
2024$6,758.00$320,900 Building $320,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 individual policies
Nearby Flood Policies122 units insured
incl. 94 condo units
Nearby Flood Claims31 (1981–2023)
Claims Outside the SFHA4 of 31
Most Recent ClaimJul 2023 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 7 claims
  • Severe Storms And Flooding, Apr 2019 · 3 claims
  • Tropical Storm Irene, Aug 2011 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTERPLACE WATER SYSTEM
private · serves 700 people · EPA ID VT0005635
Water SourceGroundwater
Last State InspectionApr 2024
Also Mapped HereJACKSON GORE OKEMO, SOLITUDE WATER SYSTEM
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on White Loop

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