81 W William St, Corning, NY 14830 Property Records

Steuben County and Corning City property record for 81 W William St, Corning, NY 14830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 825 sqft · built 1975
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Tax Bill	$2,796 (2026)
Deeds & Mortgages	Jul 2013 Mortgage Jul 2019 Refinance + 5 more
APN	`0004944-100`

Property Details

APN / Parcel Number

Primary APN	`0004944-100`
Alternative APNs	`460300 317.27-01-074.000` `03003170270001074000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	825 sqft Living Area
1st Floor Area	825 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Patio
Porch Area	207 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0004944-100
Street Address	81 W WILLIAM ST
City	CORNING
State	NY
Zip	14830-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MAP 59 BL 5A LOT39 HILLVUE SUB 50X120 FORMER PRT BARTON
Legal Block	1
Legal Lot Number	74.000
Jurisdiction	STEUBEN NY
Township / Civil Division	CORNING
Census Block Group	1
Census Block	1022
Census Tract	962400

Owner

Source: Steuben County and Corning City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 W WILLIAM ST, CORNING, NY 14830-2246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2013	Deed of Trust, Mortgage CORNING FEDERAL CREDIT UNION
Jul 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CORNING FCU
May 19, 2021	Deed of Trust, Mortgage · Line of Credit CORNING FCU
May 9, 2012	Deed of Trust, Mortgage CORNING FEDERAL CREDIT UNION
Mar 9, 2009	Deed of Trust, Mortgage CORNING FEDERAL CREDIT UNION
May 19, 2021	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Jul 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CORNING FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	81 W WILLIAM ST, CORNING, NY 14830-2246
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003703/0000000054
Date	Jul 25, 2013
Book Page	0000003703/0000000054

Lender

Name	CORNING FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	174 Months
Due	Jan 1, 2028

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	81 W WILLIAM ST, CORNING, NY 14830-2246
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004421/217
Date	Jul 1, 2019
Book Page	4421/217

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	81 W WILLIAM ST, CORNING, NY 14830-2246
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004694/304
Date	May 19, 2021
Book Page	4694/304

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	217 Months
Due	Jun 1, 2039

Interest

Rate Type	Adjustable Rate

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	81 W WILLIAM ST, CORNING, NY 14830-2246
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003516/0000000257
Date	May 9, 2012
Book Page	0000003516/0000000257

Lender

Name	CORNING FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	152 Months
Due	Jan 1, 2025

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	81 W WILLIAM ST, CORNING, NY 14830-2246
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003074/0000000286
Date	Mar 9, 2009
Book Page	0000003074/0000000286

Lender

Name	CORNING FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	142 Months
Due	Jan 1, 2021

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	81 W WILLIAM ST, CORNING, NY 14830-2246
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4694/304
Date	May 19, 2021
Book Page	4694/304

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	217 Months
Due	Jun 1, 2039

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	81 W WILLIAM ST, CORNING, NY 14830-2246
Transaction Type	Mortgage
Record Updated	Jul 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4421/217
Date	Jul 1, 2019
Book Page	4421/217

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Steuben County and Corning City assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
Municipality	Corning City
Unified School District	Corning City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,796.00 (-0.71%) Homeowner's exemption Senior Citizen's exemption
2025	$2,816.00 (-7.61%)	$116,000 (-) Land $8,800 Building $107,200	$117,172 (+1.01%) Land $8,889 Building $108,283
2023		$116,000 (+45%) Land $8,800 Building $107,200	$116,000 (+24.7%) Land $8,800 Building $107,200
2022		$80,000 Land $8,800 Building $71,200	$93,023 Land $10,233 Building $82,790
2021	$3,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1981)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNING CITY serves 10,300 people · EPA ID NY5001209
Water Source	Groundwater
Last State Inspection	May 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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