81 W Washington St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 81 W Washington St, Annapolis, MD 21401

Property Summary

Property TypeTownhouse
Details1 ba · 1,128 sqft · built 1940
Lot Size0.033 acres (1,425 sqft)
OwnerIndividual Name on Record
Last Sale$106,000 (Jun 2017)
Tax Bill$2,757 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2017 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN06-000-00987000

Property Details

APN / Parcel Number

Primary APN06-000-00987000
Alternative APNs
  • 6-000-00987000
  • 00000987000

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,128 sqft Living Area
1st Floor Area564 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleTownhouse
Exterior MaterialOther
Roof TypeSawtooth
Roof MaterialMetal
Lot Area1,425 sqft (0.033 acres)
PorchOpen Porch
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000987000
Street Address81 W WASHINGTON ST
CityANNAPOLIS
StateMD
Zip21401-2431
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT ANNAPOLIS
Legal SubdivisionANNAPOLIS
Legal Block2
Legal Lot Number81
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2001
Census Tract706102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Colonial Annapolis Historic District (Boundary Increase)
listed 1984 · 1,197 contributing resources · NRIS 84003875

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Anne Arundel County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address81 W WASHINGTON ST, ANNAPOLIS, MD 21401-2431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Jun 6, 2017Grant Deed, Transfer · Line of Credit
PLAZA HM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2017 · Amount on Record
Deed SaleJun 6, 2017 · Amount on Record
Deed Document Number201731010-150
Prior Transfer DateJul 30, 2014
Prior Transfer Doc0278230262
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address81 W WASHINGTON ST, ANNAPOLIS, MD 21401-2431
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 W WASHINGTON ST, ANNAPOLIS, MD 21401-2431

Mortgage

Document Number0373230144
DateAug 7, 2021
Book Page37323/144
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term310 Months
DueJun 1, 2047

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateJun 6, 2017
Property Address81 W WASHINGTON ST, ANNAPOLIS, MD 21401-2431
Document Number0310100150
Book / Page031010 / 000150
Instrument DateMay 31, 2017
Transaction TypeTransfer
Record UpdatedAug 10, 2017
Title CompanyQUANTUM TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$106.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 W WASHINGTON ST ANNAPOLIS MD 214012431, ANNAPOLIS, MD 21401-2431

Mortgage

Document Number310100157
DateJun 6, 2017
Book Page031010/000157
Lender
NamePLAZA HM MTG
TypeMortgage Company
AddressJACKSONVILLE, FL 32256
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 5, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$204,300 (+6.19%) Land $110,700 Building $93,600$204,300 (-) Land $110,700 Building $93,600
2025$2,757.00 (+6.32%)$192,400 (+14.12%)$204,300 (+21.17%) Land $110,700 Building $93,600
2024$2,593.00 (+7.1%)
2023$2,421.00$168,600 Land $100,700 Building $67,900$168,600 Land $100,700 Building $67,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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