81 W Prospectors Dr, Cascade, ID 83611 Property Records

Valley County property record for 81 W Prospectors Dr, Cascade, ID 83611

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.736 acres (32,065 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Jun 2023)
Tax Bill	$209 (2025)
Deeds & Mortgages	Mar 2026 Construction Loan Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP001040001270`

Property Details

APN / Parcel Number

Primary APN	`RP001040001270`
Alternative APN	`736169`

Exterior

Lot Area	32,065 sqft (0.736 acres)

Location & Zoning

Street Address	81 W PROSPECTORS DR
City	CASCADE
State	ID
Zip	83611-5207
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	GOLD DUST RANCH NO. 2 LOT 127
Legal Subdivision	GOLD DUST RANCH
Legal Block	3
Legal Lot Number	127
Jurisdiction	VALLEY ID
Township / Civil Division	CASCADE
Census Block Group	3
Census Block	3139
Census Tract	970100

Owner

81 W Prospectors Dr, residential vacant land, is owned by two individuals who bought it in June 2023.

Source: Valley County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2368 S PETRA AVE, BOISE, ID 83709-2506
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Construction Mortgage IDAHO CENTRAL CREDIT UNION ICCU
Jun 9, 2023	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU
May 11, 2021	Warranty Deed, Transfer TITLEONE BOISE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on File
Deed Sale	Jun 9, 2023 · Amount on File
Prior Sale	May 11, 2021
Deed Document Number	2023457381
Prior Transfer Date	Aug 19, 2015
Prior Transfer Doc	0000393367
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALLEY ID
Property Address	81 W PROSPECTORS DR, CASCADE, ID 83611-5207
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2368 S PETRA AVE, BOISE, ID 83709-2506
Investor	Possibly a Property Investor

Mortgage

Document Number	2026001440
Date	Mar 26, 2026
Instrument	2026-001440

Lender

Name	IDAHO CENTRAL CREDIT UNION ICCU
Address	PO BOX 2469, POCATELLO, ID 83206

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Index	Other
Max Rate	11.8%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALLEY ID
Recording Date	Jun 9, 2023
Property Address	81 W PROSPECTORS DR, CASCADE, ID 83611-5207
Document Number	0000457381
Map Reference	DOC 86212
Instrument Date	Jun 9, 2023
Instrument	457381
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2368 S PETRA AVE, BOISE, ID 83709-2506
Investor	Possibly a Property Investor

Mortgage

Document Number	0000457382
Date	Jun 9, 2023
Instrument	457382

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.74%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.74%
Max Rate At Change	8.74%
Index	Other
Max Rate	11.7%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALLEY ID
Recording Date	May 11, 2021
Property Address	81 W PROSPECTORS DR, CASCADE, ID 83611-5207
Document Number	0000440125
Instrument Date	May 6, 2021
Instrument	440125
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2135 W MOOSE CREEK DR, NAMPA, ID 83686-5185

Tax Assessment & Valuation

The 2025 property tax bill for 81 W Prospectors Dr was $209, down 0.9% from the year before.

Source: Valley County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Valley County
Unified School District	Cascade School District 422 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,535 (+3.13%) Land $80,725 Building $4,810	$85,535 (+3.13%) Land $80,725 Building $4,810
2025	$209.00 (-0.95%)	$82,937 Land $82,937	$82,937 Land $82,937
2024	$211.00 (-16.93%)
2023	$254.00 (+9.48%)	$110,582 (+19.12%) Land $110,582	$110,582 (+19.12%) Land $110,582
2022	$232.00	$92,833 Land $92,833	$92,833 Land $92,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 W Prospectors Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 W Prospectors Dr is high, ranking above 89% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 57% of Idaho
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber DSL	45 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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