Union County and Summit City property record for 81 W End Ave, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 1,704 sqft · built 1946 |
| Lot Size | 0.471 acres (20,530 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $851,000 (May 2021) |
| Tax Bill | $14,227 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage May 2019 Second Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 18-01403-0000-00016 |
| Primary APN | 18-01403-0000-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,704 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 20,530 sqft (0.471 acres) |
| Lot Dimensions | 354 ft deep x 58 ft wide |
| Old Parcel Number | 1800118000000074 |
|---|---|
| Street Address | 81 W END AVE |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-1214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 1403 |
| Legal Lot Number | 16 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 37800 |
Source: Union County and Summit City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 81 W END AVE, SUMMIT, NJ 07901-1214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage SOFI LENDING CORP |
| May 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Apr 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2021 · Amount on Record |
| Deed Sale | May 19, 2021 · Amount on Record |
| Prior Sale | Dec 28, 2009 · Amount on Record |
| Deed Document Number | 20214870 |
| Deed Book / Page | 6413 / 2593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 19, 2021 |
| Property Address | 81 W END AVE, SUMMIT, NJ 07901-1214 |
| Document Number | 0064132593 |
| Book / Page | 6413 / 2593 |
| Instrument Date | May 6, 2021 |
| Instrument | 4870 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | TITLE MASTERS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,846.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 CREST ACRE CT, 9, SUMMIT, NJ 07901-2009 |
| Name | Verified Name |
|---|---|
| Address | 81 W END AVE, SUMMIT, NJ 07901-1214 |
| Document Number | 12338 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 12338 |
| Name | SOFI LENDING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 81 W END AVE, SUMMIT, NJ 07901-1214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0145562703 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 14556/2703 |
| Instrument | 672664 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 81 W END AVE, SUMMIT, NJ 07901-1214 |
| Document Number | 0142620951 |
| Book / Page | 014262 / 000951 |
| Instrument Date | Apr 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 81 W END AVE SUMMIT NJ 079011214, SUMMIT, NJ 07901-1214 |
| Document Number | 0142620951 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 014262/000951 |
| Instrument | 639580 |
| Name | INVESTORS BK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 23, 2037 |
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318,200 (-) Land $169,800 Building $148,400 | $318,200 (-) Land $169,800 Building $148,400 | |
| 2025 | $14,227.00 (+2.65%) | $318,200 (-) Land $169,800 Building $148,400 | $318,200 (-) Land $169,800 Building $148,400 |
| 2024 | $13,860.00 (+1.7%) | ||
| 2023 | $318,200 Land $169,800 Building $148,400 | $318,200 Land $169,800 Building $148,400 | |
| 2022 | $13,628.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 30 (1979–2019) |
| Claims Outside the SFHA | 23 of 30 |
| Most Recent Claim | Jun 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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