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81 W Central St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 81 W Central St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 4,139 sqft · built 1860
Lot Size0.723 acres (31,498 sqft)
Owner2 Individual Names on Record
Last Sale$1,100,000 (Feb 2020)
Tax Bill$15,358 (2025)
Deeds & MortgagesFeb 2021 Refinance
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN43-00000301

Property Details

APN / Parcel Number

Primary APN43-00000301
Alternative APN
  • NATI M:00000043 P:00000301

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories3 Stories
Building Area4,139 sqft Living Area
1st Floor Area1,248 sqft
Basement Area144 sqft
Unfinished Basement144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1947
Architectural StyleOther
Exterior MaterialWood Siding
Lot Area31,498 sqft (0.723 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number43-00000301
Street Address81 W CENTRAL ST
CityNATICK
StateMA
Zip01760-4333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSA
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group2
Census Block2004
Census Tract382500

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address81 W CENTRAL ST, NATICK, MA 01760-4333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEW FED MORTGAGE CORP
Feb 3, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2020 · Amount on Record
Deed SaleFeb 3, 2020 · Amount on Record
Deed Document Number202016734
Deed Book / Page74082 / 531
Prior Transfer DateJan 14, 2020
Prior Transfer Doc74082-531
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address81 W CENTRAL ST, NATICK, MA 01760-4333
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76965-215
DateFeb 16, 2021
Book Page76965/215
Instrument34078
Lender
NameNEW FED MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateFeb 3, 2020
Property Address81 W CENTRAL ST, NATICK, MA 01760-4333
Document Number74082-531
Book / Page74082 / 531
Instrument DateJan 14, 2020
Instrument16734
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 W CENTRAL ST, NATICK, MA 01760-4333

Mortgage

Document Number16735
DateFeb 3, 2020
Instrument16735
Lender
NameNEW FED MORTGAGE CORP
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,358.00 (+3.67%)$1,284,100 (+6.27%) Land $448,500 Building $835,600$1,368,380
2024$14,814.00 (+0.93%)$1,208,300 (+4.06%) Land $423,700 Building $784,600
2023$14,678.00$1,161,200 Land $394,800 Building $766,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Astound Broadband
Cable		1,500 / 50
Verizon
Fiber		980 / 880

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