81 W 700 S, Centerville, UT 84014 Property Records

Davis County property record for 81 W 700 S, Centerville, UT 84014

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,609 sqft · built 1985
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,300 (Jul 2003)
Tax Bill	$3,323 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-112-0005`

Property Details

APN / Parcel Number

Primary APN	`03-112-0005`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,609 sqft Living Area
Basement Area	1,292 sqft
Unfinished Basement	1,292 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	81 W 700 S
City	CENTERVILLE
State	UT
Zip	84014-2168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-L
Legal Description	ALL OF LOT 5, MAIN STREET ISLAND VIEW SUB PLAT A. CONT. 0.22 ACRES
Legal Subdivision	ISLAND VIEW SUB
Legal Lot Number	5
Jurisdiction	DAVIS UT
Township / Civil Division	SOUTH DAVIS
Census Block Group	3
Census Block	3022
Census Tract	126306

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 W 700 S, CENTERVILLE, UT 84014-2168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Balloon Mortgage MOUNTAIN AMERICA FEDERAL CREDIT UNION
Apr 22, 2024	Deed of Trust, Mortgage MOUNTAIN AMERICA FCU
Dec 11, 2023	Deed of Trust, Mortgage MOUNTAIN AMERICA FCU
Aug 28, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Oct 2, 2019	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2003 · Amount on Record
Deed Sale	Jul 15, 2003 · Amount on Record
Deed Document Number	20031888546
Deed Book / Page	3332 / 1113
Prior Transfer Date	Jun 30, 2003
Prior Transfer Doc	0001888546
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	Jun 2, 2026
Property Address	81 W 700 S, CENTERVILLE, UT 84014-2168
Document Number	0003670407
Book / Page	9008 / 266
Instrument Date	May 28, 2026
Instrument	20263670407
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	81 W 700 S, CENTERVILLE, UT 84014-2168

Mortgage

Document Number	0003670407,
Date	Jun 2, 2026
Book Page	9008/266
Instrument	20263670407

Lender

Name	MOUNTAIN AMERICA FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Balloon
Rate	5.64%
Initial Type	Balloon
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	81 W 700 S, CENTERVILLE, UT 84014-2168
Transaction Type	Mortgage
Record Updated	May 8, 2024
Title Company	STEWART TITLE-OMAHA, STEWART TITLE OF UTAH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008486/363
Date	Apr 22, 2024
Book Page	8486/363
Instrument	3568446

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Apr 17, 2036

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	81 W 700 S, CENTERVILLE, UT 84014-2168
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008396/767
Date	Dec 11, 2023
Book Page	8396/767
Instrument	3554056

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Dec 7, 2035

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	81 W 700 S, CENTERVILLE, UT 84014-2168
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008325/752
Date	Aug 28, 2023
Book Page	8325/752
Instrument	3541916

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Aug 24, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	81 W 700 S, CENTERVILLE, UT 84014-2168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003192290
Date	Oct 2, 2019
Book Page	7359/1690
Instrument	3192290

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	81 W 700 S, CENTERVILLE, UT 84014-2168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003290341
Date	Sep 4, 2020
Book Page	7590/1496
Instrument	3290341

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Centerville City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,900 (+3.46%) Land $176,372 Building $152,528	$598,000 (+3.46%) Land $320,676 Building $277,324
2025	$3,323.00 (+1.71%)	$317,900 (-41.67%) Land $163,931 Building $153,969	$578,000 (+6.06%) Land $298,057 Building $279,943
2024	$3,267.00 (+5.39%)
2023	$3,100.00 (-4.76%)	$545,000 Land $241,740 Building $303,260	$545,000 Land $241,740 Building $303,260
2022	$3,255.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE CITY WATER SYSTEM serves 17,155 people · EPA ID UTAH06001
Water Source	Purchased surface water from WEBER BASIN WCD - SOUTH
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Echo Broadband, Utah Broadband.

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