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81 Vernon St, Warwick, RI 02889 Property Records

Warwick City property record for 81 Vernon St, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,372 sqft · built 2001
Lot Size0.073 acres (3,200 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Dec 2021)
Tax Bill$5,099 (2025)
Deeds & MortgagesAug 2025 Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32900680000

Property Details

APN / Parcel Number

Primary APN32900680000
Alternative APNs
  • WARW M:329 B:0068 L:0000
  • 132380

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,372 sqft Living Area
Gross Area2,124 sqft
1st Floor Area672 sqft
Basement Area672 sqft
Unfinished Basement384 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,200 sqft (0.073 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number132380
Street Address81 VERNON ST
CityWARWICK
StateRI
Zip02889-2436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block68
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1042
Census Tract21402

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address81 VERNON ST, WARWICK, RI 02889-2436
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2025Deed of Trust, Mortgage
NAVIGANT CREDIT UNION
Dec 27, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2021 · Amount on Record
Deed SaleDec 27, 2021 · Amount on Record
Prior SaleApr 16, 2008 · Amount on Record
Deed Document Number202125605
Deed Book / Page10043 / 299
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address81 VERNON ST, WARWICK, RI 02889-2436
Transaction TypeMortgage
Record UpdatedApr 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010730-252
DateAug 5, 2025
Book Page10730/252
Instrument8900
Lender
NameNAVIGANT CREDIT UNION
Agreement
AmountAmount Recorded
Term181 Months
DueSep 1, 2040

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateDec 27, 2021
Property Address81 VERNON ST, WARWICK, RI 02889-2436
Document Number010043-299
Book / Page10043 / 299
Instrument DateDec 23, 2021
Instrument25605
Transaction TypeTransfer
Record UpdatedApr 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025606
DateDec 27, 2021
Instrument25606
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,099.00 (+8.93%)$401,500 (+21.7%) Land $97,400 Building $304,100
2024$444,410
2023$4,681.00 (-1.02%)$329,900 (+30.65%) Land $78,600 Building $251,300
2022$4,729.00$252,500 Land $55,900 Building $196,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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