Augusta County property record for 81 Vance Ln, Stuarts Draft, VA 24477
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,396 sqft · built 1939 |
| Lot Size | 5.33 acres (232,480 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,946 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 084B1 6 4 |
| Primary APN | 084B1 6 4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| Gross Area | 2,556 sqft |
| 1st Floor Area | 1,396 sqft |
| Basement Area | 996 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 232,480 sqft (5.33 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Deck Area | 628 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 81 VANCE LN |
|---|---|
| City | STUARTS DRAFT |
| State | VA |
| Zip | 24477-2823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GENERAL AG |
| Legal Description | 84B1-(6)-4 ON EAST LAND PLAT 5.337 ACRES |
| Legal Subdivision | STUARTS DRAFT |
| Jurisdiction | AUGUSTA VA |
| Township / Civil Division | SOUTH RIVER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 71102 |
Source: Augusta County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 81 VANCE LN, STUARTS DRAFT, VA 24477-2823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK |
| Oct 22, 2020 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 81 VANCE LN, STUARTS DRAFT, VA 24477-2823 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0250007372 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 250007372 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 7, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 81 VANCE LN, STUARTS DRAFT, VA 24477-2823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200009843 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 200009843 |
| Name | FARMERS & MERCHANTS STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Augusta County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Augusta County |
| Unified School District | Augusta County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,946.00 (-0.05%) | $374,400 (-) Land $89,300 Building $285,100 | |
| 2025 | $1,947.00 (+74.93%) | $374,400 (+111.88%) Land $89,300 Building $285,100 | |
| 2024 | $374,400 (+111.88%) Land $89,300 Building $285,100 | ||
| 2023 | $1,113.00 | $176,700 Land $61,000 Building $115,700 | $176,700 Land $61,000 Building $115,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH RIVER SANITARY DISTRICT serves 26,083 people · EPA ID VA2015575 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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