81 Upton St, Grafton, MA 01519 Property Records

Worcester County and Grafton Town property record for 81 Upton St, Grafton, MA 01519

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,188 sqft · built 1967
Lot Size	0.839 acres (36,555 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Jul 2025)
Tax Bill	$7,425 (2026)
Deeds & Mortgages	Jul 2025 Sale & Refinance May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1100750000000070`

Property Details

APN / Parcel Number

Primary APN	`1100750000000070`
Alternative APN	`GRAF M:0075 B:0000 L:0007.0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	2,876 sqft
1st Floor Area	1,188 sqft
Basement Area	1,144 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,555 sqft (0.839 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1100750000000070
Street Address	81 UPTON ST
City	GRAFTON
State	MA
Zip	01519-1234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	7.0
Jurisdiction	GRAFTON MA
Township / Civil Division	GRAFTON
Census Block Group	1
Census Block	1017
Census Tract	738202

Owner

Source: Worcester County and Grafton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 UPTON ST, GRAFTON, MA 01519-1234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
May 19, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DREW MORTGAGE ASSOCIATES INC
Dec 14, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance MILFORD FSB
Sep 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MILFORD FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	May 19, 2022 · Amount on Record
Deed Document Number	202560846
Deed Book / Page	72296 / 159
Record Updated	Oct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAFTON MA
Recording Date	Jul 23, 2025
Property Address	81 UPTON ST, GRAFTON, MA 01519-1234
Document Number	072296-159
Book / Page	72296 / 159
Instrument Date	Jul 23, 2025
Instrument	60846
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	81 UPTON ST, GRAFTON, MA 01519-1234

Mortgage

Document Number	0000060847
Date	Jul 23, 2025
Instrument	60847

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAFTON MA
Recording Date	May 19, 2022
Property Address	81 UPTON ST, GRAFTON, MA 01519-1234
Document Number	0067617-55
Book / Page	67617 / 55
Instrument Date	May 19, 2022
Instrument	54776
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	81 UPTON ST, GRAFTON, MA 01519-1234

Mortgage

Document Number	0000054777
Date	May 19, 2022
Instrument	54777

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAFTON MA
Property Address	81 UPTON ST, GRAFTON, MA 01519-1234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59818-359
Date	Dec 14, 2018
Book Page	59818/359
Instrument	132263

Lender

Name	MILFORD FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2039

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAFTON MA
Property Address	81 UPTON ST, GRAFTON, MA 01519-1234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63273-123
Date	Sep 17, 2020
Book Page	63273/123
Instrument	107405

Lender

Name	MILFORD FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Grafton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Grafton Town
Unified School District	Grafton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,425.00 (+3.88%)	$542,400 (+5.77%) Land $169,000 Building $373,400	$527,088 (-0.25%)
2025	$7,148.00 (+36.31%)	$512,800 (+53.62%) Land $159,400 Building $353,400	$528,390 (-0.77%)
2024			$532,475
2023	$5,244.00	$333,800 Land $151,900 Building $181,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1994–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2008 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAFTON WATER DISTRICT serves 10,925 people · EPA ID MA2110000
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	8 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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