81 Upper Valley Rd, Torrington, CT 06790 Property Records

Torrington City property record for 81 Upper Valley Rd, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1992
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$183,250 (Jul 2020)
Tax Bill	$7,060 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2020 Sale & Mortgage
APN	`13318`

Property Details

APN / Parcel Number

Primary APN	`13318`
Alternative APNs	`TORR M:244 B:006 L:064` `013318`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	2,472 sqft
Basement Area	720 sqft
Unfinished Basement	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	13318
Street Address	81 UPPER VALLEY RD
City	TORRINGTON
State	CT
Zip	06790-2558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Block	6
Legal Lot Number	64
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1006
Census Tract	310601

Owner

Source: Torrington City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 UPPER VALLEY RD, TORRINGTON, CT 06790-2558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage THOMASTON SAVINGS BANK
Jul 23, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	May 18, 2005 · Amount on Record
Deed Document Number	2020457630
Deed Book / Page	1311 / 876
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Recording Date	May 21, 2026
Property Address	81 UPPER VALLEY RD, TORRINGTON, CT 06790-2558
Document Number	001461-925
Book / Page	1461 / 925
Instrument Date	May 11, 2026
Instrument	2026510189
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 UPPER VALLEY RD, TORRINGTON, CT 06790-2558

Mortgage

Document Number	0000510189,
Date	May 21, 2026
Book Page	1461/925
Instrument	2026510189

Lender

Name	THOMASTON SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2031

Interest

Rate	6.37%
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jul 23, 2020
Property Address	81 UPPER VALLEY RD, TORRINGTON, CT 06790-2558
Document Number	1311-876
Book / Page	1311 / 876
Instrument Date	Jul 15, 2020
Instrument	2020-457630
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020457631
Date	Jul 23, 2020
Instrument	2020-457631

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,060.00	$183,610 (+81.77%) Land $30,870 Building $152,740	$128,527 Land $21,609 Building $106,918
2024	$7,060.00 (+45.75%)
2023	$4,844.00 (+1.72%)	$101,010 (-) Land $30,870 Building $70,140
2022	$4,762.00	$101,010 Land $30,870 Building $70,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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