Dutchess County and Beacon City property record for 81 Union St, Beacon, NY 12508
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,362 sqft · built 1900 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $955,000 (Aug 2025) |
| Tax Bill | $9,011 (2025) |
| Deeds & Mortgages | Aug 2025 Refinance Aug 2025 Sale & Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 130200-6054-46-193588-0000 |
| Primary APN | 130200-6054-46-193588-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,362 sqft Living Area |
| Gross Area | 1,472 sqft |
| 1st Floor Area | 834 sqft |
| 2nd Floor Area | 528 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Width | 48 ft Width |
| Porch | Covered Porch |
| Porch Area | 110 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 30193588 |
|---|---|
| Street Address | 81 UNION ST |
| City | BEACON |
| State | NY |
| Zip | 12508-4202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-3 |
| Legal Description | .12 AC (C) |
| Legal Block | 46 |
| Legal Lot Number | 193 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | BEACON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 210301 |
Source: Dutchess County and Beacon City records, as of July 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 HEATHER RDG, HIGHLAND MILLS, NY 10930-8320 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 19, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance LAFAYETTE FCU |
| Aug 19, 2025 | Deed, Transfer · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Jul 27, 2023 | Deed, Transfer · Stand-Alone First Mortgage ABL RPC RES CREDIT AC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2025 · Amount on Record |
| Deed Sale | Aug 19, 2025 · Amount on Record |
| Prior Sale | Jul 27, 2023 · Amount on Record |
| Deed Document Number | 20252138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 81 UNION ST, BEACON, NY 12508-4202 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001767 |
|---|---|
| Date | Aug 19, 2025 |
| Instrument | 1767 |
| Name | LAFAYETTE FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Aug 19, 2025 |
| Property Address | 81 UNION ST, BEACON, NY 12508-4202 |
| Document Number | 0000002138 |
| Instrument Date | Aug 8, 2025 |
| Instrument | 2025-2138 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 HEATHER RDG, HIGHLAND MILLS, NY 10930-8320 |
| Document Number | 0000001766 |
|---|---|
| Date | Aug 19, 2025 |
| Instrument | 1766 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Jul 27, 2023 |
| Property Address | 81 UNION ST, BEACON, NY 12508-4202 |
| Document Number | 0000052302 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023-52302 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 MILL ST, WAPPINGERS FALLS, NY 12590-1641 |
| Document Number | 0000052134 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 52134 |
| Name | ABL RPC RES CREDIT AC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Dutchess County and Beacon City assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| Municipality | Beacon City |
| Unified School District | Beacon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,011.00 (+28.54%) | $479,300 (+34.26%) Land $39,400 Building $439,900 | $479,300 (+34.26%) Land $39,400 Building $439,900 |
| 2023 | $357,000 (+10.02%) Land $37,500 Building $319,500 | $357,000 (+10.02%) Land $37,500 Building $319,500 | |
| 2022 | $324,500 Land $37,500 Building $287,000 | $324,500 Land $37,500 Building $287,000 | |
| 2021 | $7,010.00 (+1.61%) | ||
| 2020 | $6,899.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2022) |
| Most Recent Claim | Sep 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACON CITY serves 14,370 people · EPA ID NY1302760 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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