Hardin County property record for 81 Twp Rd 55, Ada, OH 45810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,248 sqft · built 1999 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Sep 2014) |
| Tax Bill | $2,638 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-030015.0000 |
| Primary APN | 24-030015.0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Attic | Attic |
| Attic Area | 1,248 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 81 TR 55 |
|---|---|
| City | ADA |
| State | OH |
| Zip | 45810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE4 NE4 S3 1.00A |
| Jurisdiction | HARDIN OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 300 |
81 Twp Rd 55 is owned and occupied by two individuals who bought it in September 2014.
Source: Hardin County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 81 TR 55, ADA, OH 45810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2014 · Amount on File |
| Deed Sale | Sep 24, 2014 · Amount on File |
| Prior Sale | Nov 3, 2004 · Amount on File |
| Deed Document Number | 201478178 |
| Deed Book / Page | 524 / 2430 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Property Address | 81 TR 55, ADA, OH 45810 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 81 TOWNSHIP ROAD 55, ADA, OH 45810-9795 |
| Investor | Possibly a Property Investor |
| Document Number | 00562/4018 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 562/4018 |
| Instrument | 202100004031 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Oct 1, 2044 |
The 2025 property tax bill for 81 Twp Rd 55 was $2,638, up 1.2% from the year before.
Source: Hardin County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hardin County |
| County Subdivision | Liberty Township |
| Unified School District | Ada Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,638.00 (+1.15%) | $69,070 (-) Land $8,750 Building $60,320 | |
| 2024 | $2,608.00 (+0.69%) | $69,070 (-) Land $8,750 Building $60,320 | |
| 2023 | $2,590.00 (+0.12%) | $69,070 (+15.68%) Land $8,750 Building $60,320 | $197,340 Land $25,000 Building $172,340 |
| 2022 | $2,587.00 | $59,710 Land $4,410 Building $55,300 | |
| 2020 | $170,600 Land $12,600 Building $158,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 81 Twp Rd 55 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 Twp Rd 55 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| HDER Link Fixed Wireless | 100 / 100 |
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