81 Timber Creek Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 81 Timber Creek Dr, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 985 sqft · built 1998
Lot Size	0.005 acres (208 sqft)
Owner	2 Trust Names on File
Last Sale	$185,500 (Jun 2022)
Tax Bill	$1,853 (2024)
Deeds & Mortgages	Dec 2025 Transfer Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T011700019`

Property Details

APN / Parcel Number

Primary APN	`T011700019`
Alternative APN	`4-0036-8452-00-008A.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	985 sqft Living Area
Gross Area	1,370 sqft
1st Floor Area	985 sqft
Basement Area	132 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick/Stone
Lot Area	208 sqft (0.005 acres)
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	40 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T011700019
Street Address	81 TIMBER CREEK DR
City	O FALLON
State	MO
Zip	63368-8179
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TIMBER CREEK CONDO AT WINGHAVEN #5 BLDG 8 UNIT 8A
Legal Subdivision	TIMBER CREEK CONDOS AT WINGHAVEN #5 BLDG
Legal Lot Number	8A
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1001
Census Tract	311153

Owner

81 Timber Creek Dr, a condominium, is owner-occupied and held in a trust since June 2022.

Source: St. Charles County records, as of September 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	81 TIMBER CREEK DR, O FALLON, MO 63368-8179
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Intrafamily Transfer, Transfer
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANK OF MISSOURI
Jun 15, 2022	Beneficiary Deed, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Prior Sale	Jun 15, 2022 · Amount on File
Deed Document Number	202233583
Prior Transfer Date	Jun 10, 2022
Prior Transfer Doc	0000033583
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Dec 12, 2025
Property Address	81 TIMBER CREEK DR, O FALLON, MO 63368-8179
Document Number	0000055939
Map Reference	MB 36 PG 360
Instrument Date	Nov 17, 2025
Instrument	2025R-055939
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 TIMBER CREEK DR, O FALLON, MO 63368-8179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 TIMBER CREEK DR, O FALLON, MO 63368-8179

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 15, 2022
Property Address	81 TIMBER CREEK DR, O FALLON, MO 63368-8179
Document Number	0000033581
Map Reference	MB 36 PG 360
Instrument Date	Jun 10, 2022
Instrument	2022R-033581
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3174 MASSEY FORD RD, UNION, MO 63084-3702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 TIMBER CREEK DR, O FALLON, MO 63368-8179
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033582
Date	Jun 15, 2022
Instrument	2022R-033582

Lender

Name	AMERICAN BANK OF MISSOURI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 15, 2022
Property Address	81 TIMBER CREEK DR, O FALLON, MO 63368-8179
Document Number	0000033583
Map Reference	MB 2284 PG 804
Instrument Date	Jun 10, 2022
Instrument	2022R-033583
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 CEDAR GLEN DR, WELDON SPRING, MO 63304-8154

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,539 (-)	$160,733 (-) Building $160,733
2025		$30,539	$160,733 Building $160,733
2024	$1,853.00
2023		$26,708
2022			$140,568 Building $140,568

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 81 Timber Creek Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Timber Creek Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, T-Mobile, Verizon.

Nearby Properties on Timber Creek Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures