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81 Surf Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 81 Surf Dr, Saint Augustine, FL 32080 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage1,497 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$287,000 (2015)
Tax Bill$4,521.00 (2025)

Property Details

APN / Parcel Number

Primary APN175330-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area1,497 sqft Living Area
Gross Area1,821 sqft Gross Area
1st Floor1,497 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.17 acres)
Depth X Width115 ft x 70 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area324 sqft Garage

Exterior Amenities

Pool Area276 sqft Pool
Deck AreaDeck Area
Patio Area612 sqft Patio
Porch Area24 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address81 SURF DR
CitySAINT AUGUSTINE
StateFL
Zip32080-7413
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description8/94 ST AUGUSTINE BY THE SEA LOT 64 OR3983/1388
Legal Range30E
Legal Township08S
Legal Section10
Legal SubdivisionST. AUGUSTINE BY-THE-SEA
Legal Block2
Legal Lot Number64
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2003
Census Tract21403

Owner

Source: St. Johns County records · APN 175330-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address81 SURF DR, SAINT AUGUSTINE, FL 32080-7413
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 09, 2023Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 04, 2015 · Amount on Record
Deed SaleFeb 04, 2015 · Amount on Record
Prior SaleAug 31, 2009 · Amount on Record
Deed Doc Number20156665
Deed Book / Page3983 / 1388
Prior Transfer DateAug 21, 2009
Prior Transfer Doc0032341137
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address81 SURF DR, SAINT AUGUSTINE, FL 32080-7413
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 SURF DR, SAINT AUGUSTINE, FL 32080-7413

Mortgage

Document Number0057540306
DateMay 09, 2023
Book Page5754/306
Instrument2023035240
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 30, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address81 SURF DR, SAINT AUGUSTINE, FL 32080-7413
Transaction TypeMortgage
Record UpdatedFeb 09, 2021
Title CompanyKNIGHT BARRY TITLE SLN INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 SURF DR, SAINT AUGUSTINE, FL 32080-7413

Mortgage

Document Number0051630216
DateJan 27, 2021
Book Page5163/216
Instrument2021009504
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$383,756 (+2.7%)$679,306 (+2.51%) Land $330,000 Building $349,306
2025$4,521.00 (+13.39%) Homeowner's exemption Senior Citizen's exemption$373,667 (+2.9%)$662,680 (+5.36%) Land $330,000 Building $332,680
2024$3,987.00 (-6.12%) Homeowner's exemption Senior Citizen's exemption$363,136 (+3%)$628,989 (+9.09%) Land $330,000 Building $298,989
2023$4,247.00 (+2.81%) Homeowner's exemption$352,559 (+3%)$576,575 (+21.19%) Land $325,000 Building $251,575
2022$4,131.00 Homeowner's exemption$342,290$475,760 Land $291,200 Building $184,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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