81 Stephens St, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 81 Stephens St, Belleville, NJ 07109

Property Summary

Property Type	Commercial
Details	built 1980
Lot Size	1.22 acres (53,448 sqft)
Owner	Company Name on File
Last Sale	$1,600,000 (Feb 2024)
Tax Bill	$65,203 (2025)
Deeds & Mortgages	Apr 2024 Sale Apr 2024 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01 09403-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`01 09403-0000-00001`
Alternative APNs	`01-09403-0000-00001-01` `010940300001` `00000136`

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Lot Area	53,448 sqft

Location & Zoning

Account Number	00000136
Street Address	81 STEPHENS ST
City	BELLEVILLE
State	NJ
Zip	07109
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	1.227 ACRES 0000000000
Legal Subdivision	81 STEPHENS STREET
Legal Block	9403
Legal Lot Number	1.1
Jurisdiction	ESSEX NJ

Owner

81 Stephens St, a commercial property, is owned by a company that bought it in February 2024.

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner of Record	Company Name on File
Mailing Address	120 SYLVAN AVE, 301, ENGLEWOOD CLIFFS, NJ 07632-2505
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Lease, Transfer MID-STATE ABSTRACT COMPANY, MID STATE ABSTRACT COMPANY
Apr 17, 2024	Lease, Transfer
Feb 7, 2024	Deed of Trust, Mortgage O & R URRAN RENEWAL COMPANY LLC
Aug 16, 2023	Intrafamily Transfer, Transfer
Mar 20, 2023	Deed, Transfer MID-STATE ABSTRACT COMPANY, MID STATE ABSTRACT COMPANY
Jan 24, 2023	Intrafamily Transfer, Transfer MID-STATE ABSTRACT COMPANY, MID STATE ABSTRACT COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2024 · Amount on File
Deed Sale	Feb 7, 2024 · Amount on File
Deed Document Number	20247429
Prior Transfer Date	Oct 15, 2018
Prior Transfer Doc	0000004926
Record Updated	Oct 29, 2026

April 2024: Lease, Transfer

Document Type	Lease
Jurisdiction	ESSEX NJ
Recording Date	Apr 1, 2024
Property Address	81 STEPHENS ST, BELLEVILLE, NJ 07109-3142
Document Number	0000018234
Instrument Date	Mar 6, 2024
Instrument	2024018234
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	MID-STATE ABSTRACT COMPANY, MID STATE ABSTRACT COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 DIVISION AVE, BELLEVILLE, NJ 07109-2108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OLD HIGHWAY 28, WHITEHOUSE STATION, NJ 08889-3608
Investor	Possibly a Property Investor

April 2024: Lease, Transfer

Document Type	Lease
Jurisdiction	ESSEX NJ
Recording Date	Apr 17, 2024
Property Address	81 STEPHENS ST, BELLEVILLE, NJ 07109-3142
Document Number	0000021977
Instrument Date	Mar 6, 2024
Instrument	2024021977
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 DIVISION AVE, BELLEVILLE, NJ 07109-2108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 600, WHITEHOUSE STATION, NJ 08889-0600
Investor	Possibly a Property Investor

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	81 STEPHENS ST, BELLEVILLE, NJ 07109-3142
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SYLVAN AVE 301, 301, ENGLEWD CLFS, NJ 07632-2505

Mortgage

Document Number	0000007436
Date	Feb 7, 2024
Instrument	2024007436

Lender

Name	O & R URRAN RENEWAL COMPANY LLC
Type	Non-Lending Institution
Address	BELLEVILLE, NJ 07109

Agreement

Amount	Amount on Record
Term	6 Months
Due	Aug 1, 2024

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Aug 16, 2023
Property Address	81 STEPHENS ST, BELLEVILLE, NJ 07109-3142
Document Number	0000049378
Instrument Date	Jun 13, 2023
Instrument	2023049378
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 DIVISION AVE, BELLEVILLE, NJ 07109-2108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 DIVISION AVE, BELLEVILLE, NJ 07109-2108

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 20, 2023
Property Address	81 STEPHENS ST, BELLEVILLE, NJ 07109-3142
Document Number	0000017403
Instrument Date	Mar 15, 2023
Instrument	2023017403
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	MID-STATE ABSTRACT COMPANY, MID STATE ABSTRACT COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 WASHINGTON AVE, BELLEVILLE, NJ 07109-2589

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 RAILROAD PL, BELLEVILLE, NJ 07109-3413

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Jan 24, 2023
Property Address	81 STEPHENS ST, BELLEVILLE, NJ 07109-3142
Document Number	0000004869
Instrument Date	Jan 16, 2023
Instrument	2023004869
Transaction Type	Transfer
Record Updated	Feb 15, 2023
Title Company	MID-STATE ABSTRACT COMPANY, MID STATE ABSTRACT COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 PASSAIC AVE, BELLEVILLE, NJ 07109-1807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 WASHINGTON AVE, BELLEVILLE, NJ 07109-2589

Tax Assessment & Valuation

The 2025 property tax bill for 81 Stephens St was $65,203, up 3.1% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,568,500 (-) Land $1,168,500 Building $400,000	$1,568,500 (-) Land $1,168,500 Building $400,000
2025	$65,203.00 (+3.08%)	$1,568,500 Land $1,168,500 Building $400,000	$1,568,500 Land $1,168,500 Building $400,000
2024	$63,257.00
2023		$1,558,000 (-) Land $1,558,000	$1,558,000 (-) Land $1,558,000
2022	$59,998.00 (+1.48%)	$1,558,000 Land $1,558,000	$1,558,000 Land $1,558,000
2021	$59,124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Stephens St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 81 Stephens St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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