81 Split Creek Rd, Franklin, NC 28734 Property Records

Macon County property record for 81 Split Creek Rd, Franklin, NC 28734 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1985
Square Footage1,824 sqft Heated Area
Lot Size63,162 sqft (1.45 acres)
GarageAttached, 336 sqft
OccupancyOwner Occupied
Tax Bill$801.00 (2025)

Property Details

APN / Parcel Number

Primary APN7503985618
Alternative APN
  • 132537

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area1,824 sqft Heated Area
1st Floor1,824 sqft 1st Floor
Basement Area912 sqft Basement
Finished Basement912 sqft Finished
Game RoomGame Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleConventional Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area63,162 sqft (1.45 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area336 sqft Garage

Exterior Amenities

Deck Area365 sqft Deck
Patio Area365 sqft Patio
Porch Area220 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number132537
Street Address81 SPLIT CREEK RD
CityFRANKLIN
StateNC
Zip28734-3554
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionON RD 1673
JurisdictionMACON NC
Minor Civil DivisionELLIJAY
Census Blockgroup3
Census Block3021
Census Tract970600

Owner

Source: Macon County records · APN 7503985618

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address81 SPLIT CREEK RD, FRANKLIN, NC 28734-3554
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC
Mar 05, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
FIRST CITIZENS BANK & TRUST CO
Mar 05, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address81 SPLIT CREEK RD, FRANKLIN, NC 28734-3554
Transaction TypeMortgage
Record UpdatedApr 05, 2022
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000S41/765
DateMar 21, 2022
Book PageS-41/765
Instrument2022002182
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address81 SPLIT CREEK RD, FRANKLIN, NC 28734-3554
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberL38/1297
DateMar 05, 2018
Book PageL-38/1297
Instrument2018001429
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2048

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address81 SPLIT CREEK RD, FRANKLIN, NC 28734-3554
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberL38/1297
DateMar 05, 2018
Book PageL-38/1297
Instrument2018001429
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$214,340 (-) Land $41,040 Building $173,300$214,340 (-) Land $41,040 Building $173,300
2025$801.00 (+1.52%)
2023$789.00$214,340 Land $41,040 Building $173,300$214,340 Land $41,040 Building $173,300

Flood & Wildfire

81 Split Creek Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Macon County (37113C), updated November 8, 2018

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
45th percentile of exposed land nationally · 66th in North Carolina
Wildfire LikelihoodModerate — about 1 in 1,235 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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