81 Silver St, Meriden, CT 06450 Property Records

Meriden City property record for 81 Silver St, Meriden, CT 06450

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,831 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jan 2022)
Tax Bill	$4,474 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`222-0120-0048-0000`

Property Details

APN / Parcel Number

Primary APN	`222-0120-0048-0000`
Alternative APNs	`MERI M:222 B:120 L:48` `143375` `010025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	3 Stories
Building Area	1,831 sqft Living Area
Gross Area	3,192 sqft
1st Floor Area	869 sqft
Attic	Attic
Attic Area	641 sqft
Basement Area	869 sqft
Unfinished Basement	869 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	222-0120-0048-0000
Street Address	81 SILVER ST
City	MERIDEN
State	CT
Zip	06450-5826
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Block	120
Legal Lot Number	48
Jurisdiction	MERIDEN CT
Township / Civil Division	MERIDEN
Census Block Group	2
Census Block	2002
Census Tract	171100

Owner

81 Silver St, a duplex, is owned by an individual who bought it in January 2022.

Source: Meriden City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	846 CONGRESS AVE, NEW HAVEN, CT 06519-1221
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Jan 13, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PANORAMA MORTGAGE GROUP LLC
May 26, 2021	Deed of Trust, Mortgage · Loan Modification PENNYMAC LOAN SERVICES LLC
Dec 6, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 11, 2018	Warranty Deed, Transfer · FHA Mortgage ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2022 · Amount on File
Deed Sale	Jan 13, 2022 · Amount on File
Prior Sale	May 11, 2018 · Amount on File
Deed Book / Page	5449 / 445
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERIDEN CT
Property Address	81 SILVER ST, MERIDEN, CT 06450-5826
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005420-40
Date	May 26, 2021
Book Page	5420/40
Instrument	2021004153

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2050

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERIDEN CT
Recording Date	Jan 13, 2022
Property Address	81 SILVER ST, MERIDEN, CT 06450-5826
Document Number	005449-445
Book / Page	5449 / 445
Instrument Date	Jan 12, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005449447
Date	Jan 13, 2022
Instrument	5449/447

Lender

Name	PANORAMA MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERIDEN CT
Property Address	81 SILVER ST, MERIDEN, CT 06450-5826
Transaction Type	Mortgage
Record Updated	Jun 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5420-40
Date	May 26, 2021
Book Page	5420/40
Instrument	2021004153

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Loan Modification
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERIDEN CT
Property Address	81 SILVER ST, MERIDEN, CT 06450-5826
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5369-228
Date	Dec 6, 2019
Book Page	5369/228

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERIDEN CT
Recording Date	May 11, 2018
Property Address	81 SILVER ST, MERIDEN, CT 06450-5826
Document Number	5302-46
Book / Page	005302 / 000046
Instrument Date	May 8, 2018
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$153.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5302-48
Date	May 11, 2018
Book Page	005302/000048

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	84 Months
Due	May 10, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 81 Silver St was $4,474.

Source: Meriden City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Meriden City
Unified School District	Meriden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,474.00	$118,020 (-) Land $37,100 Building $80,920	$168,600 Land $53,000 Building $115,600
2024	$4,474.00 (-1.56%)	$118,020 (-) Land $37,100 Building $80,920
2023	$4,545.00 (+9.97%)	$118,020 (-) Land $37,100 Building $80,920
2022	$4,133.00	$118,020 Land $37,100 Building $80,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 81 Silver St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 81 Silver St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDEN WATER DIVISION serves 58,441 people · EPA ID CT0800011
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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