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81 School St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 81 School St, Acton, MA 01720 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,712 sqft · built 1843
Lot Size0.491 acres (21,400 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Jun 1999)
Tax Bill$15,853 (2025)
Deeds & MortgagesOct 2022 Refinance
Apr 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNACTO M:00H3A B:0041 L:0000

Property Details

APN / Parcel Number

Primary APNACTO M:00H3A B:0041 L:0000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,712 sqft Living Area
Gross Area4,624 sqft

Exterior

Year BuiltBuilt 1843
Effective Year BuiltEffective 1843
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,400 sqft (0.491 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address81 SCHOOL ST
CityACTON
StateMA
Zip01720-3627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block41
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group1
Census Block1035
Census Tract363104

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00H3A B:0041 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address81 SCHOOL ST, ACTON, MA 01720-3627
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA
Apr 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NORTHERN BANK & TRUST CO
Oct 12, 2017Deed of Trust, Mortgage
I-C FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 1999 · Amount on Record
Deed SaleJun 04, 1999 · Amount on Record
Prior SaleDec 29, 1989 · Amount on Record
Transfer Doc0000000000
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address81 SCHOOL ST, ACTON, MA 01720-3627
Transaction TypeMortgage
Record UpdatedOct 28, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080808-207
DateOct 11, 2022
Book Page80808/207
Instrument151811
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address81 SCHOOL ST, ACTON, MA 01720-3627
Transaction TypeMortgage
Record UpdatedApr 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number77534-509
DateApr 16, 2021
Book Page77534/509
Instrument86489
Lender
NameNORTHERN BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMay 01, 2036

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address81 SCHOOL ST, ACTON, MA 01720-3627
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70065-462
DateOct 12, 2017
Book Page70065/462
Instrument165066
Lender
NameI-C FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term180 Months
DueOct 01, 2032

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$15,853.00 (+9.95%)$924,400 (+6.88%) Land $314,800 Building $609,600$838,090 (+8.55%)
2024$14,418.00 (-1.81%)$864,900 (+3.43%) Land $314,800 Building $550,100$772,065
2023$14,684.00$836,200 Land $286,100 Building $550,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173631041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
Nearby Flood Claims9 (1980–2017)
Claims Outside the SFHA2 of 9
Most Recent ClaimAug 2017, rainfall accumulation

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Massachusetts
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 146 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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