81 Sawmill Ln, Greenwich, CT 06830 Property Records

Greenwich Town property record for 81 Sawmill Ln, Greenwich, CT 06830

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 5,184 sqft · built 1986
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$2,995,000 (Jun 2005)
Tax Bill	$28,397 (2026)
Deeds & Mortgages	Aug 2023 Refinance Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-3131`

Property Details

APN / Parcel Number

Primary APN	`11-3131`
Alternative APNs	`GREE M:11 B:3131` `306/025`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,184 sqft Living Area
Basement Area	1,888 sqft
Unfinished Basement	1,888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	306/025
Street Address	81 SAWMILL LN
City	GREENWICH
State	CT
Zip	06830-4027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	3131
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	2
Census Block	2004
Census Tract	10201

Owner

81 Sawmill Ln is owned and occupied by two individuals who bought it in June 2005.

Source: Greenwich Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	81 SAWMILL LN, GREENWICH, CT 06830-4027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Mar 30, 2021	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Oct 16, 2020	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2005 · Amount on File
Deed Sale	Jun 7, 2005 · Amount on File
Prior Sale	Aug 19, 1999 · Amount on File
Deed Book / Page	4937 / 101
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	81 SAWMILL LN, GREENWICH, CT 06830-4027
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008251-93
Date	Aug 22, 2023
Book Page	8251/93
Instrument	5006

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	81 SAWMILL LN, GREENWICH, CT 06830-4027
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7856-227
Date	Mar 30, 2021
Book Page	7856/227
Instrument	3225

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	May 1, 2030
Index	LIBOR
Margin	2

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	81 SAWMILL LN, GREENWICH, CT 06830-4027
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7757-228
Date	Oct 16, 2020
Book Page	7757/228
Instrument	9187

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 81 Sawmill Ln was $28,397, up 23.1% from the year before.

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$28,397.00 (+23.13%)	$2,804,690 (+46.43%) Land $837,130 Building $1,967,560	$4,751,032 (+254.35%)
2025	$23,062.00	$1,915,410 Land $695,310 Building $1,220,100	$1,340,787 Land $486,717 Building $854,070
2024	$23,062.00 (+9.23%)
2023	$21,113.00 (+5.03%)	$1,853,670 (+4.01%) Land $695,310 Building $1,158,360
2022	$20,102.00	$1,782,130 Land $695,310 Building $1,086,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Sawmill Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Sawmill Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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