81 Satsop Riviera Loop, Elma, WA 98541 Property Records

Grays Harbor County property record for 81 Satsop Riviera Loop, Elma, WA 98541

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1979
Lot Size	1.71 acres (74,488 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Feb 2026)
Tax Bill	$2,064 (2026)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`812004600000`

Property Details

APN / Parcel Number

Primary APN	`812004600000`

Interior

Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	74,488 sqft (1.71 acres)
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	396 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	81 SATSOP RIVIERA LOOP
City	ELMA
State	WA
Zip	98541-9522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	SATSOP RIVIERA LOTS 46 & 47
Legal Range	14
Legal Township	07
Legal Section	18
Legal Subdivision	SATSOP RIVIERA
Legal Block	46
Legal Lot Number	46,47
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ELMA
Census Block Group	2
Census Block	2020
Census Tract	501

Owner

81 Satsop Riviera Loop is owned and occupied by two individuals who bought it in February 2026.

Source: Grays Harbor County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	81 SATSOP RIVIERA LOOP, ELMA, WA 98541-9522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Intrafamily Transfer, Transfer
Feb 13, 2026	Special Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Deed Document Number	202615
Prior Transfer Date	Feb 9, 2026
Prior Transfer Doc	0000000023
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYS HARBOR WA
Recording Date	Feb 11, 2026
Property Address	81 SATSOP RIVIERA LOOP, ELMA, WA 98541-9522
Document Number	0002110023
Map Reference	VOL 9 PG 27-33
Instrument Date	Feb 9, 2026
Instrument	2026-02110023
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Feb 13, 2026
Property Address	81 SATSOP RIVIERA LOOP, ELMA, WA 98541-9522
Document Number	0002130015
Map Reference	VOL 9 PG 27-33
Instrument Date	Feb 9, 2026
Instrument	2026-02130015
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002130016
Date	Feb 13, 2026
Instrument	2026-02130016

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 81 Satsop Riviera Loop was $2,064, up 7.4% from the year before.

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Montesano School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,064.00 (+7.44%)
2025	$1,921.00 (-5.83%)	$184,270 (-) Land $27,583 Building $156,687	$184,270 (-) Land $27,583 Building $156,687
2024	$2,040.00	$184,270 Land $27,583 Building $156,687	$184,270 Land $27,583 Building $156,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Satsop Riviera Loop in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1999–2009)
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Satsop Riviera Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Satsop Riviera Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures