81 Sandy Ln, Benton, MO 63736 Property Records

Scott County property record for 81 Sandy Ln, Benton, MO 63736

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$208,152 (Jun 2026)
Tax Bill	$1,089 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2022 Mortgage + 9 more
Flood Zone	Zone X (reduced by levee)
APN	`08-7.2-35.00-000-000-019.10`

Property Details

APN / Parcel Number

Primary APN	`08-7.2-35.00-000-000-019.10`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,680 sqft Base Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	319 ft deep x 136 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	81 SANDY LN
City	BENTON
State	MO
Zip	63736-8243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 SAND HILL SUBD REPLAT R-2004 PB 15/41 136.67 X 319.71 I
Legal Range	14E
Legal Township	28N
Legal Section	35
Legal Subdivision	SAND HILL SUBD REPLAT
Legal Lot Number	5
Jurisdiction	SCOTT MO
Township / Civil Division	MORELAND
Census Block Group	2
Census Block	2077
Census Tract	781000

Owner

Source: Scott County records · APN 08-7.2-35.00-000-000-019.10

Assessment roll updated September 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	81 SANDY LN, BENTON, MO 63736-8243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
May 18, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Jan 08, 2008	Deed of Trust, Mortgage CITIMORTGAGE INC
Feb 17, 2026	Warranty Deed, Construction Loan · Construction Mortgage ALLIANCE BANK
Jun 04, 2025	Trustee's Deed, Foreclosure
Jun 21, 2018	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Nov 21, 2017	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Jun 15, 2017	Special Warranty Deed, Transfer
Jan 18, 2017	Trustee's Deed, Foreclosure
Apr 25, 2013	Warranty Deed, Transfer FIRST MIDWEST BANK OF DEXTER
Nov 26, 2012	Warranty Deed, Transfer BANK OF NEW MADRID

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Feb 17, 2026 · Amount on Record
Deed Document Number	20262705
Deed Book / Page	2026 / 2705
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Jun 29, 2026
Property Address	81 SANDY LN, BENTON, MO 63736-8243
Document Number	02017/2705
Book / Page	2026 / 2705
Instrument Date	Jun 26, 2026
Instrument	20262705
Transaction Type	Transfer
Record Updated	Jul 07, 2026
Title Company	COMMUNITY TITLE, RELIABLE COMMUNITY TITLE COMPA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 SANDY LN, BENTON, MO 63736-8243
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002706,
Date	Jun 29, 2026
Instrument	20262706

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0000002707,
Date	Jun 29, 2026
Book Page	2026/2707
Instrument	20262707

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jul 01, 2036

Interest

Rate	6.36%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	81 SANDY LN, BENTON, MO 63736-8243
Transaction Type	Mortgage
Record Updated	Mar 06, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 SANDY LN, BENTON, MO 63736-8243

Mortgage

Document Number	02022/2540
Date	May 18, 2022
Book Page	2022/2540
Instrument	20222540

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Jul 01, 2048

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	81 SANDY LN, BENTON, MO 63736-8243
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 BROADWAY ST, SCOTT CITY, MO 63780-1901

Mortgage

Document Number	000652/452
Date	Jan 08, 2008
Book Page	652/452
Instrument	D6520452

Lender

Name	CITIMORTGAGE INC
Address	1000 TECHNOLOGY DR, O FALLON, MO 63368

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2038

February 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Feb 17, 2026
Property Address	81 SANDY LN, BENTON, MO 63736-8243
Document Number	002026/621
Book / Page	2026 / 621
Map Reference	MB 15 PG 51
Instrument Date	Feb 10, 2026
Instrument	20260621
Transaction Type	Construction Loan
Record Updated	Mar 06, 2026
Title Company	RELIABLE LAND TITLE AGENCY LLC, RELIABLE CMNTY TTL CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 S FINANCIAL PL # 2000, 2000, CHICAGO, IL 60605-1000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 SANDY LN, BENTON, MO 63736-8243

Mortgage

Document Number	0020260622
Date	Feb 17, 2026
Instrument	20260622

Lender

Name	ALLIANCE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SCOTT MO
Recording Date	Jun 04, 2025
Property Address	81 SANDY LN, BENTON, MO 63736-8243
Document Number	02025/2306
Book / Page	2025 / 2306
Instrument Date	Jun 03, 2025
Instrument	20252306
Transaction Type	Foreclosure
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Jun 21, 2018
Property Address	81 SANDY LN, BENTON, MO 63736-8243
Document Number	02018/2698
Book / Page	2018 / 2698
Instrument Date	Jun 18, 2018
Instrument	20182698
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	SIMON TITLE COMPANY, SEMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 SANDY LN, BENTON, MO 63736-8243

Mortgage

Document Number	0020182699
Date	Jun 21, 2018
Instrument	20182699

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Nov 21, 2017
Property Address	81 SANDY LN, BENTON, MO 63736-8243
Document Number	02017/5043
Book / Page	2017 / 5043
Instrument Date	Nov 17, 2017
Instrument	20175043
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	SIMON TITLE COMPANY, SEMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 SANDY LN, BENTON, MO 63736-8243

Mortgage

Document Number	0020175044
Date	Nov 21, 2017
Instrument	20175044

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Jun 15, 2017
Property Address	81 SANDY LN, BENTON, MO 63736-8243
Document Number	02017/2705
Book / Page	2017 / 2705
Instrument Date	May 31, 2017
Instrument	20172705
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 E MALONE AVE, SIKESTON, MO 63801-3208

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SCOTT MO
Recording Date	Jan 18, 2017
Property Address	81 SANDY LN, BENTON, MO 63736-8243
Document Number	02017/0255
Book / Page	2017 / 0255
Map Reference	MB 2013 PG 2170
Instrument Date	Jan 12, 2017
Instrument	20170255
Transaction Type	Foreclosure
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009
Investor	Possibly a Property Investor

April 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Apr 25, 2013
Property Address	81 SANDY LN, BENTON, MO 63736-8243
Document Number	02013/2169
Book / Page	2013 / 2169
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 SANDY LN, BENTON, MO 63736-8243

Mortgage

Document Number	02013/2170
Date	Apr 25, 2013
Book Page	2013/2170

Lender

Name	FIRST MIDWEST BANK OF DEXTER
Address	630 N MAIN ST, SIKESTON, MO 63801

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 01, 2043

November 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Nov 26, 2012
Property Address	81 SANDY LN, BENTON, MO 63736-8243
Document Number	02012/1840
Book / Page	2012 / 1840
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 BOHANNON ST, SIKESTON, MO 63801-9026

Mortgage

Document Number	02012/1841
Date	Nov 26, 2012
Book Page	2012/1841

Lender

Name	BANK OF NEW MADRID
Address	229 MAIN ST, NEW MADRID, MO 63869

Agreement

Amount	Amount Recorded
Term	6 Months
Due	May 21, 2013

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated September 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Scott County
Unified School District	Scott County R-IV School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,089.00	$22,080 (+11.85%)	$116,210 (+11.88%) Land $5,200 Building $111,010
2023		$19,740	$103,870 Land $5,200 Building $98,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · Severe Storms, Tornadoes, Hail, Flooding

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
SEMO Electric Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 21 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCOTT COUNTY PWSD 4 serves 3,150 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.