81 Saddleback, Muldrow, OK 74948 Property Records

Sequoyah County property record for 81 Saddleback, Muldrow, OK 74948

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,506 sqft · built 2002
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jul 2024)
Tax Bill	$2,606 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29736`

Property Details

APN / Parcel Number

Primary APN	`29736`
Alternative APN	`0885-00-000-081-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,506 sqft Living Area
1st Floor Area	65 sqft
2nd Floor Area	1,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	135,036 sqft (3.1 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	588 sqft
Deck Area	588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29736
Street Address	81 SADDLEBACK
City	MULDROW
State	OK
Zip	74948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 81, SADDLEBACK RANCH
Legal Range	27E
Legal Township	11N
Legal Section	6
Legal Subdivision	SADDLEBACK RANCH 4,5,6,7,8 & 9-11-27
Legal Lot Number	81
Jurisdiction	SEQUOYAH OK
Township / Civil Division	ROLAND
Census Block Group	3
Census Block	3062
Census Tract	30105

Owner

Source: Sequoyah County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	518 S MAIN ST, PAYSON, UT 84651-2549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Warranty Deed, Transfer · USDA Mortgage ARMSTRONG BANK
Jan 24, 2018	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF SALLISAW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on Record
Deed Sale	Jul 1, 2024 · Amount on Record
Prior Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	20244100
Deed Book / Page	1685 / 109
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUOYAH OK
Recording Date	Sep 22, 2020
Property Address	81 SADDLEBACK, MULDROW, OK 74948
Document Number	001538/400
Book / Page	1538 / 400
Instrument Date	Sep 17, 2020
Instrument	2020-006062
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	479845 E 1080 RD, MULDROW, OK 74948-7698

Mortgage

Document Number	2020006063
Date	Sep 22, 2020
Instrument	2020-006063

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUOYAH OK
Recording Date	Jan 24, 2018
Property Address	81 SADDLEBACK, MULDROW, OK 74948
Document Number	01452/0246
Book / Page	1452 / 0246
Instrument Date	Jan 23, 2018
Instrument	2018-000511
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	479845 E 1080 RD, MULDROW, OK 74948-7698

Mortgage

Document Number	2018000512
Date	Jan 24, 2018
Instrument	2018-000512

Lender

Name	NATIONAL BANK OF SALLISAW
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 23, 2023

Tax Assessment & Valuation

Source: Sequoyah County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Sequoyah County
Elementary School District	Liberty Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,389 (+3%) Land $10,778 Building $26,611	$339,900 (+3%) Land $97,980 Building $241,920
2025	$2,606.00 (+18.62%)	$36,300 (+18.59%) Land $6,050 Building $30,250	$330,000 (+15.6%) Land $55,000 Building $275,000
2024	$2,197.00 (+4.97%)	$30,610 (+5%) Land $2,486 Building $28,124	$285,470 (+7.71%) Land $22,600 Building $262,870
2023	$2,093.00	$29,153 Land $2,486 Building $26,667	$265,025 Land $22,600 Building $242,425

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 55% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEQUOYAH CO. RWD #8 serves 13,460 people · EPA ID OK1020210
Water Source	Surface water
Last State Inspection	Jun 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2021
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wave Rural Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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