Carroll County property record for 81 Sable Ct, Westminster, MD 21157
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,360 sqft · built 1996 |
| Lot Size | 0.058 acres (2,507 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $218,000 (Mar 2018) |
| Tax Bill | $3,142 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-126093 |
| Primary APN | 07-126093 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,360 sqft Total Area |
| Basement Area | 340 sqft |
| Finished Basement | 340 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,507 sqft (0.058 acres) |
| Deck Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 126093 |
|---|---|
| Street Address | 81 SABLE CT |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5764 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-100 |
| Legal Description | LT 134 -2507 SF 81 SABLE CT 37-187/183 DIAMOND HILLS SC 6 |
| Legal Subdivision | DIAMOND HILLS SEC 06 |
| Legal Lot Number | 134 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 507801 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 81 SABLE CT, WESTMINSTER, MD 21157-5764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC |
| Apr 3, 2020 | Deed of Trust, Mortgage · Conventional with PMI APEX HM LNS |
| Mar 8, 2018 | Deed, Transfer · FHA Mortgage HOWARD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2018 · Amount on Record |
| Deed Sale | Mar 8, 2018 · Amount on Record |
| Prior Sale | Jun 5, 2013 · Amount on Record |
| Deed Book / Page | 8958 / 231 |
| Transfer Doc | 0024680062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 81 SABLE CT, WESTMINSTER, MD 21157-5764 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | LAWYERS TRUST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0101890310 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 10189/310 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 81 SABLE CT, WESTMINSTER, MD 21157-5764 |
| Document Number | 0096360074 |
| Instrument Date | Apr 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | LAWYERS TRUST TITLE COMPANY, LAWYERS TR TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 81 SABLE CT WESTMINSTER MD 211575764, WESTMINSTER, MD 21157-5764 |
| Document Number | 0096360074 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 009636/000074 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 8, 2018 |
| Property Address | 81 SABLE CT, WESTMINSTER, MD 21157-5764 |
| Document Number | 0089580231 |
| Book / Page | 8958 / 0231 |
| Map Reference | MB37 PG187 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | GREATER MARYLAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 81 SABLE CT, WESTMINSTER, MD 21157-5764 |
| Document Number | 0008958238 |
|---|---|
| Date | Mar 8, 2018 |
| Instrument | 8958/238 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,142.00 (+6.04%) | $280,600 (+6.06%) Land $80,000 Building $200,600 | $280,600 (-) Land $80,000 Building $200,600 |
| 2025 | $2,963.00 (+12.79%) | $264,567 (+13.79%) | $280,600 (+20.69%) Land $80,000 Building $200,600 |
| 2023 | $2,627.00 | $232,500 Land $80,000 Building $152,500 | $232,500 Land $80,000 Building $152,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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