Kane County property record for 81 S Commonwealth Ave, Elgin, IL 60123 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,230 sqft · built 1941 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,500 (Aug 1996) |
| Tax Bill | $5,239 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-352-012 |
| Primary APN | 06-14-352-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,230 sqft Living Area |
| Gross Area | 1,845 sqft |
| Basement Area | 615 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Construction Type | Frame |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 81 S COMMONWEALTH AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON HEIGHTS ADDN LOT 11 BLOCK 19 |
| Legal Subdivision | ASHINGTON HEIGHTS ADDN |
| Legal Block | 19 |
| Legal Lot Number | 11 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 851101 |
Source: Kane County records · APN 06-14-352-012
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 S COMMONWEALTH AVE, ELGIN, IL 60123-6157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 20, 1996 · Amount on Record |
| Deed Sale | Aug 20, 1996 · Amount on Record |
| Deed Document Number | 199659501 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 81 S COMMONWEALTH AVE, ELGIN, IL 60123-6157 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000197 |
|---|---|
| Date | Jan 02, 2019 |
| Instrument | 2019K000197 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,239.00 (+13.47%) Homeowner's exemption Senior Citizen's exemption | $84,674 (+8.57%) Land $15,540 Building $69,134 | $254,124 (+8.57%) Land $46,639 Building $207,485 |
| 2024 | $77,990 (+21.39%) Land $14,313 Building $63,677 | $234,064 (+21.44%) Land $42,956 Building $191,107 | |
| 2022 | $4,617.00 (+5.48%) Homeowner's exemption | $64,246 (+6.96%) Land $11,791 Building $52,455 | $192,738 (+6.96%) Land $35,373 Building $157,365 |
| 2021 | $4,377.00 Homeowner's exemption | $60,066 Land $11,024 Building $49,042 | $180,198 Land $33,072 Building $147,126 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 637 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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