81 River Chase Dr, Jackson, TN 38305 Property Records

Madison County property record for 81 River Chase Dr, Jackson, TN 38305

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,160 sqft · built 1994
Lot Size0.431 acres (18,800 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Jan 2020)
Tax Bill$1,088 (2025)
Deeds & MortgagesDec 2022 Mortgage
Jan 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN057043C E 00400

Property Details

APN / Parcel Number

Primary APN057043C E 00400
Alternative APN
  • 043C E 00400

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,160 sqft Living Area
1st Floor Area1,136 sqft
Upper Floors Area1,024 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2011
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,800 sqft (0.431 acres)
Lot Dimensions188 ft deep x 100 ft wide
TerrainRolling
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area110 sqft
Deck Area196 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address81 RIVER CHASE DR
CityJACKSON
StateTN
Zip38305-5912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 06, COUNTY AREA: C47
Legal SubdivisionRIVER CHASE
Legal Block2
Legal Lot Number205
JurisdictionMADISON TN
Township / Civil Division5
Census Block Group1
Census Block1004
Census Tract1501

Owner

81 River Chase Dr is owned and occupied by two individuals who bought it in January 2020.

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address81 RIVER CHASE DR, JACKSON, TN 38305-5912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2022Deed of Trust, Mortgage · FHA Mortgage
TENNESSEE HOUSING DEVELOPMENT AGENCY
Jan 30, 2020Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE INVTRS
Sep 23, 2019Trustee's Deed, Construction Loan · Construction Mortgage
SIMMONS BK
Aug 30, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2020 · Amount on File
Deed SaleJan 31, 2020 · Amount on File
Prior SaleAug 30, 2019 · Amount on File
Deed Document Number20001256
Deed Book / PageD755 / 1659
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON TN
Property Address81 RIVER CHASE DR, JACKSON, TN 38305-5912
Transaction TypeMortgage
Record UpdatedDec 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 RIVER CHASE DR, JACKSON, TN 38305-5912

Mortgage

Document NumberT2213/1855
DateDec 6, 2022
Book PageT2213/1855
Instrument22015501
Lender
NameTENNESSEE HOUSING DEVELOPMENT AGENCY
TypeGovernment Agency
AddressNASHVILLE, TN 37243
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term326 Months
DueFeb 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON TN
Property Address81 RIVER CHASE DR, JACKSON, TN 38305-5912
Instrument DateJan 30, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address81 RIVER CHASE DR JACKSON TN 383055912, JACKSON, TN 38305-5912

Mortgage

Document Number1257
DateJan 31, 2020
Book Page0T2114/000527
Instrument1257
Lender
NameMORTGAGE INVTRS
TypeMortgage Company
AddressKNOXVILLE, TN 37923
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 30, 2050

Mortgage

Document Number1258,
DateJan 31, 2020
Book Page0T2114/000544
Instrument1258
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
Address502 DEADERICK ST, NASHVILLE, TN 37243-0200
Agreement
AmountAmount on Record

September 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMADISON TN
Recording DateSep 23, 2019
Property Address81 RIVER CHASE DR, JACKSON, TN 38305-5912
Book / Page0T2104 / 001238
Instrument DateSep 13, 2019
Instrument11600
Transaction TypeConstruction Loan
Record UpdatedOct 3, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPartnership
Address310 PARIS HARBOR DR #A PARIS TN 382425829, A, PARIS, TN 38242-5829

Mortgage

Document Number0000011600
DateSep 23, 2019
Book Page0T2104/001238
Instrument11600
Lender
NameSIMMONS BK
AddressJACKSON, TN 38305
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term60 Months
DueSep 22, 2024

August 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMADISON TN
Recording DateAug 30, 2019
Property Address81 RIVER CHASE DR, JACKSON, TN 38305-5912
Document Number0000010725
Book / Page000753 / 000819
Instrument DateAug 8, 2019
Instrument10725
Transaction TypeForeclosure
Record UpdatedSep 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$369.41
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPartnership
Address310 PARIS HARBOR DR #A PARIS TN 382425829, A, PARIS, TN 38242-5829

Tax Assessment & Valuation

The 2025 property tax bill for 81 River Chase Dr was $1,088.

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMadison County
Unified School DistrictJackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,088.00$58,075 Land $5,000 Building $53,075
2023$58,075 Land $5,000 Building $53,075
2022$1,088.00$232,300 Land $20,000 Building $212,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 81 River Chase Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims13 (2010–2014)
Claims Outside the SFHA10 of 13
Most Recent ClaimAug 2014 · other causes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 River Chase Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON WATER SYSTEM
serves 91,111 people · EPA ID TN0000299
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPlus Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Aeneas Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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