81 Ridge St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 81 Ridge St, Arlington, MA 02474

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,193 sqft · built 1950
Lot Size	0.192 acres (8,350 sqft)
Owner	2 Trust Names on File
Tax Bill	$10,618 (2026)
Deeds & Mortgages	Jan 2026 Transfer Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46051`

Property Details

APN / Parcel Number

Primary APN	`46051`
Alternative APN	`ARLI M:073.0 B:0001 L:0014`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,193 sqft Living Area
Gross Area	3,081 sqft
Basement Area	1,427 sqft
Unfinished Basement	856 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,350 sqft (0.192 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	46051
Street Address	81 RIDGE ST
City	ARLINGTON
State	MA
Zip	02474-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R0
Legal Block	1
Legal Lot Number	14
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	3
Census Block	3004
Census Tract	356400

Owner

81 Ridge St is held in a trust since January 2026.

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	81 RIDGE ST, SR, ARLINGTON, MA 02474-1712
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 1, 2022	Deed of Trust, Mortgage · ARM MUTUAL OF OMAHA MORTGAGE
Apr 5, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 29, 2026
Transfer Doc	085180-350
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	Jan 30, 2026
Property Address	81 RIDGE ST, ARLINGTON, MA 02474-1712
Document Number	085180-350
Book / Page	85180 / 350
Instrument Date	Jan 29, 2026
Instrument	11196
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 RIDGE ST # SR, SR, ARLINGTON, MA 02474-1712

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	81 RIDGE ST, ARLINGTON, MA 02474-1712
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080517-538
Date	Aug 1, 2022
Book Page	80517/538
Instrument	117340

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.92%
Index	LIBOR

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	81 RIDGE ST, ARLINGTON, MA 02474-1712
Document Number	69162-190
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69162-190
Date	Apr 19, 2017
Book Page	069162/000190
Instrument	56934

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 81 Ridge St was $10,618, up 1.8% from the year before.

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,618.00 (+1.81%)	$995,100 (+2.77%) Land $596,800 Building $397,700	$1,048,310 (-31.6%)
2025	$10,429.00 (+10.21%)	$968,300 (+8.36%) Land $576,700 Building $391,600	$1,532,540
2024	$9,463.00 (-1.34%)	$893,600 (+4.43%) Land $536,400 Building $357,200
2023	$9,592.00	$855,700 Land $516,300 Building $339,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Ridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 81 Ridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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