81 Ridge Rd, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 81 Ridge Rd, Wethersfield, CT 06109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,381 sqft · built 1890
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Dec 2018)
Tax Bill	$8,413 (2025)
Deeds & Mortgages	Dec 2023 Refinance May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WETH M:071 B:015`

Property Details

APN / Parcel Number

Primary APN	`WETH M:071 B:015`
Alternative APN	`71015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,381 sqft Living Area
Gross Area	3,228 sqft
Basement Area	699 sqft
Unfinished Basement	699 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,977 sqft (0.78 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	71015
Street Address	81 RIDGE RD
City	WETHERSFIELD
State	CT
Zip	06109-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	15
Jurisdiction	WETHERSFIELD CT
Township / Civil Division	WETHERSFIELD
Census Block Group	4
Census Block	4000
Census Tract	492300

Owner

Source: Wethersfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 RIDGE RD, WETHERSFIELD, CT 06109-1043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL SECURITY CREDIT UNION
May 11, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 14, 2018	Warranty Deed, Transfer · Conventional Mortgage MUTUAL SEC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Jun 4, 2014 · Amount on Record
Deed Book / Page	2067 / 266
Last Transfer Date	May 4, 2022
Transfer Doc	002146-864
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	81 RIDGE RD, WETHERSFIELD, CT 06109-1043
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002166-29
Date	Dec 29, 2023
Book Page	2166/29
Instrument	2023003068

Lender

Name	MUTUAL SECURITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WETHERSFIELD CT
Recording Date	May 11, 2022
Property Address	81 RIDGE RD, WETHERSFIELD, CT 06109-1043
Document Number	002146-864
Book / Page	2146 / 864
Instrument Date	May 4, 2022
Instrument	2022001486
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WETHERSFIELD CT
Recording Date	Dec 14, 2018
Property Address	81 RIDGE RD, WETHERSFIELD, CT 06109-1043
Document Number	2067-266
Book / Page	002067 / 000266
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Jan 2, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 RIDGE RD WETHERSFIELD CT 061091043, WETHERSFIELD, CT 06109-1043

Mortgage

Document Number	2067-268
Date	Dec 14, 2018
Book Page	002067/000268

Lender

Name	MUTUAL SEC CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2048

Tax Assessment & Valuation

Source: Wethersfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wethersfield Town
Unified School District	Wethersfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,413.00	$204,100 (+42.12%) Land $75,010 Building $129,090	$142,870 Land $52,507 Building $90,363
2024	$8,413.00 (+40.22%)
2023	$6,000.00 (+1.71%)	$143,610 (-) Land $56,790 Building $86,820
2022	$5,899.00	$143,610 Land $56,790 Building $86,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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