Middletown City property record for 81 Ridge Rd, Middletown, CT 06457
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 728 sqft · built 1940 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,000 (Jan 2006) |
| Tax Bill | $4,972 (2026) |
| Deeds & Mortgages | Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:35 L:0316 |
| Primary APN | MTWN M:35 L:0316 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 728 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 728 sqft |
| Attic | Attic |
| Attic Area | 728 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | R04251 |
|---|---|
| Street Address | 81 RIDGE RD |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-4432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPZ |
| Legal Lot Number | 316 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 542000 |
81 Ridge Rd is owned and occupied by an individual who bought it in January 2006.
Source: Middletown City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 RIDGE RD, MIDDLETOWN, CT 06457-4432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2006 · Amount on File |
| Deed Sale | Jan 6, 2006 · Amount on File |
| Deed Book / Page | 1534 / 763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 81 RIDGE RD, MIDDLETOWN, CT 06457-4432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1912-239 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 1912/239 |
| Instrument | 3376190013 |
| Name | DITECH FINANCIAL LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
The 2026 property tax bill for 81 Ridge Rd was $4,972.
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,972.00 | $128,770 (-) Land $57,940 Building $70,830 | $245,694 (+172.57%) |
| 2025 | $128,770 (-) Land $57,940 Building $70,830 | $90,139 Land $40,558 Building $49,581 | |
| 2024 | $4,766.00 (+4.52%) | $128,770 (-) Land $57,940 Building $70,830 | |
| 2023 | $4,560.00 (+25.17%) | $128,770 (+45.83%) Land $57,940 Building $70,830 | |
| 2022 | $3,643.00 | $88,300 Land $36,590 Building $51,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 81 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: GoNetspeed, Verizon.
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