81 Putter Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 81 Putter Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,372 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$320,500 (Sep 2021)
Tax Bill	$2,876 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7025-00450-0170`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7025-00450-0170`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,372 sqft Heated Area
Gross Area	2,062 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	480 sqft
Pool Area	659 sqft
Porch	Enclosed Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	81 PUTTER DR
City	PALM COAST
State	FL
Zip	32164-7404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 25 BLOCK 00045 LOT 0017 SUBDIVISION COMPLETION YEAR 1975 OR 446 PG 108 OR 734 PG 789-RDMN CAICEDO TRUST OR
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	45
Legal Lot Number	17
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1015
Census Tract	60212

Owner

81 Putter Dr is owned and occupied by an individual who bought it in September 2021.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	81 PUTTER DR, PALM COAST, FL 32164-7404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2021 · Amount on File
Deed Sale	Sep 27, 2021 · Amount on File
Prior Sale	Sep 8, 2016 · Amount on File
Deed Document Number	2021052732
Deed Book / Page	2609 / 1046
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 27, 2021
Property Address	81 PUTTER DR, PALM COAST, FL 32164-7404
Document Number	0026091046
Book / Page	2609 / 1046
Map Reference	MB 9 PG 1-19
Instrument Date	Aug 25, 2021
Instrument	2021052732
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,243.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 ASH DR, 4, MANHEIM, PA 17545-8923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 WOODWARD LN, PALM COAST, FL 32164-7902
Investor	Possibly a Property Investor

Mortgage

Document Number	0026091048
Date	Sep 27, 2021
Instrument	2609/1048

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 81 Putter Dr was $2,876 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,876.00 Homeowner's exemption	$201,418	$271,262 Land $55,500 Building $215,762
2023	$2,729.00 (+1.15%) Homeowner's exemption	$190,040 (+3%)	$276,650 (+8.03%) Land $49,000 Building $227,650
2022	$2,698.00 Homeowner's exemption	$184,505	$256,075 Land $43,000 Building $213,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Putter Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	7 (2007–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Putter Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20