Ridgefield Town property record for 81 Prospect St, Ridgefield, CT 06877
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,620 sqft · built 2008 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (May 2008) |
| Tax Bill | $18,057 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | F140003 |
| Primary APN | F140003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,620 sqft Living Area |
| Basement Area | 1,816 sqft |
| Unfinished Basement | 1,456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | F140003 |
|---|---|
| Street Address | 81 PROSPECT ST |
| City | RIDGEFIELD |
| State | CT |
| Zip | 06877-4605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 3 |
| Jurisdiction | RIDGEFIELD CT |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 245300 |
81 Prospect St is owned and occupied by two individuals who bought it in May 2008.
Source: Ridgefield Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 81 PROSPECT ST, RIDGEFIELD, CT 06877-4605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2008 · Amount on File |
| Deed Sale | May 16, 2008 · Amount on File |
| Deed Book / Page | 872 / 683 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIDGEFIELD CT |
| Property Address | 81 PROSPECT ST, RIDGEFIELD, CT 06877-4605 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01134-1170 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 1134/1170 |
| Name | NEWTOWN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 81 Prospect St was $18,057.
Source: Ridgefield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Ridgefield Town |
| Unified School District | Ridgefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,057.00 | $659,260 Land $319,550 Building $339,710 | $461,482 Land $223,685 Building $237,797 |
| 2024 | $18,057.00 (+6.12%) | ||
| 2023 | $17,016.00 (-8.18%) | $659,260 (+1.14%) Land $319,550 Building $339,710 | |
| 2022 | $18,532.00 | $651,860 Land $290,500 Building $361,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 81 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011 |
|---|---|
| Water Source | Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures