81 Prospect St, Enfield, CT 06082 Property Records

Enfield Town property record for 81 Prospect St, Enfield, CT 06082

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 3,500 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$308,800 (Feb 2023)
Tax Bill	$6,009 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ENFI M:021 L:0022`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:021 L:0022`
Alternative APNs	`M:0122 B:0001 L:0085` `12200010085`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,500 sqft Living Area
Gross Area	6,012 sqft
1st Floor Area	1,400 sqft
Attic	Attic
Attic Area	1,400 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	12200010085
Street Address	81 PROSPECT ST
City	ENFIELD
State	CT
Zip	06082-3442
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R33
Legal Lot Number	22
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	2
Census Block	2010
Census Tract	480600

Owner

81 Prospect St, a triplex, is owned by a company that bought it in February 2023.

Source: Enfield Town records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	26 SUNNYFIELD DR, WINDSOR, CT 06095-3258
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage FL COM INS GRP LLC
Jan 8, 2018	Warranty Deed, Transfer BERKSHIRE BANK
Jan 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2023 · Amount on File
Deed Sale	Feb 10, 2023 · Amount on File
Prior Sale	Jan 8, 2018 · Amount on File
Deed Document Number	202312190
Deed Book / Page	2864 / 97
Transfer Doc	2685-164
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Feb 10, 2023
Property Address	81 PROSPECT ST, ENFIELD, CT 06082-3442
Document Number	0002864-97
Book / Page	2864 / 97
Instrument Date	Feb 8, 2023
Instrument	2023012190
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023012191
Date	Feb 10, 2023
Instrument	2023012191

Lender

Name	FL COM INS GRP LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Jan 8, 2018
Property Address	81 PROSPECT ST, ENFIELD, CT 06082-3442
Document Number	2685-166
Book / Page	2685 / 166
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	26850169
Date	Jan 8, 2018
Instrument	02685/0169

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ENFIELD CT
Recording Date	Jan 8, 2018
Property Address	81 PROSPECT ST, ENFIELD, CT 06082-3442
Document Number	2685-164
Book / Page	002685 / 000164
Transaction Type	Transfer
Record Updated	Feb 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	81 PROSPECT ST ENFIELD CT 060823442, ENFIELD, CT 06082-3442

Tax Assessment & Valuation

The 2025 property tax bill for 81 Prospect St was $6,009.

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,009.00	$161,100 Land $34,300 Building $126,800	$112,770 Land $24,010 Building $88,760
2024	$6,009.00 (+2.75%)
2023	$5,848.00 (+7.94%)	$161,100 (-) Land $34,300 Building $126,800
2022	$5,418.00	$161,100 Land $34,300 Building $126,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 81 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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