81 Point Ln, Baxter, KY 40806 Property Records

Harlan County property record for 81 Point Ln, Baxter, KY 40806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,253 sqft · built 1975
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$65 (2025)
Flood Zone	Zone AE (high risk)
APN	`092-20-00-128.00`

Property Details

APN / Parcel Number

Primary APN	`092-20-00-128.00`
Alternative APN	`20368`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,253 sqft Living Area

Exterior

Year Built	Built 1975
Exterior Material	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Account Number	20368
Street Address	81 POINT LN
City	BAXTER
State	KY
Zip	40806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	HARLAN KY
Township / Civil Division	HARLAN
Census Block Group	1
Census Block	1011
Census Tract	970800

Owner

Source: Harlan County records · APN 092-20-00-128.00

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1011, LOYALL, KY 40854-1011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000331679
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Harlan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Harlan County
Unified School District	Harlan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$65.00 (-36.89%) Homeowner's exemption	$54,000 (-) Land $8,000 Building $46,000	$54,000 (-) Land $8,000 Building $46,000
2023	$103.00 Homeowner's exemption	$54,000 Land $8,000 Building $46,000	$54,000 Land $8,000 Building $46,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 17, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	27 (1984–2025)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms And Flooding, Mar 2002 · 6 claims Severe Weather, Freezing Rain, Sleet, Snw, Feb 1994 · 2 claims

Wildfire

Wildfire Risk	High above 72% of the US · above 84% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Harlan Community Television Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 21 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BLACK MTN UTILITY/ROSSPOINT private · serves 1,889 people
Water Source	Purchased surface water from HARLAN MUNICIPAL WATER WORKS
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.