81 Pin Oak Trl, Tryon, NC 28782 Property Records

Polk County property record for 81 Pin Oak Trl, Tryon, NC 28782 · Last verified April 2026

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,792 sqft · built 2001
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Oct 2022)
Tax Bill	$885 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P85-159`

Property Details

APN / Parcel Number

Primary APN	`P85-159`
Alternative APN	`35854`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,792 sqft Finished Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	35854
Street Address	81 PIN OAK TRL
City	TRYON
State	NC
Zip	28782-0225
Property Category	Other
Property Type	Other > Other Improved
Legal Description	100C, 100C 100C COUNTY RURAL
Legal Subdivision	C COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2025
Census Tract	920103

Owner

Source: Polk County records · APN P85-159

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX S, COLUMBUS, NC 28722
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Dec 31, 1997
Deed Book / Page	473 / 1893
Prior Transfer Date	Oct 17, 2022
Prior Transfer Doc	00473/1893
Record Updated	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 19, 2022
Property Address	81 PIN OAK TRL, TRYON, NC 28782-0225
Document Number	00473/1893
Book / Page	473 / 1893
Map Reference	FILE G PG 320
Instrument Date	Oct 17, 2022
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 458, COLUMBUS, NC 28722-0458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 458, COLUMBUS, NC 28722-0458

Mortgage

Document Number	0004731896
Date	Oct 19, 2022
Instrument	473/1896

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$885.00 (+10.76%)	$169,330 (+34.86%) Land $53,000 Building $116,330	$169,330 (+34.86%) Land $53,000 Building $116,330
2023	$799.00	$125,559 Land $33,000 Building $92,559
2021			$125,559 Land $33,000 Building $92,559

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 70% of North Carolina
Wildfire Likelihood	About 1 in 909 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Uniti Group	DSL	200 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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