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81 Pierce St, Westerly, RI 02891 Property Records

Westerly Town property record for 81 Pierce St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeTriplex
Details5 bd · 3 ba · 2,243 sqft · built 1920
Lot Size0.383 acres (16,672 sqft)
OwnerIndividual Name on File
Last Sale$600,000 (Sep 2025)
Tax Bill$2,733 (2025)
Deeds & MortgagesMay 2022 Refinance
Sep 2025 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNWEST M:46 B:60

Property Details

APN / Parcel Number

Primary APNWEST M:46 B:60
Alternative APNs
  • M:046 B:60 L
  • 14056100

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms14 Rooms
Units3 Units
Stories2 Stories
Building Area2,243 sqft Living Area
Gross Area3,828 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,672 sqft (0.383 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number14056100
Street Address81 PIERCE ST
CityWESTERLY
StateRI
Zip02891-6138
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Block60
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group5
Census Block5006
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:46 B:60

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address81 PIERCE ST, WESTERLY, RI 02891-6138
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
May 23, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
JEWETT CITY SAVINGS BANK
Sep 29, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2025 · Amount on Record
Deed SaleSep 29, 2025 · Amount on Record
Deed Book / Page2025 / 13992
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address81 PIERCE ST, WESTERLY, RI 02891-6138
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022-9693
DateMay 23, 2022
Book Page2022/9693
Instrument2022-2270
Lender
NameJEWETT CITY SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateSep 29, 2025
Property Address81 PIERCE ST, WESTERLY, RI 02891-6138
Document Number2025-13992
Book / Page2025 / 13992
Instrument DateSep 26, 2025
Instrument2025-3348
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020253349
DateSep 29, 2025
Instrument2025-3349
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$2,733.00 (+16.05%)$351,300 (+51.55%) Land $80,100 Building $271,200
2023$2,355.00 (+1.64%)$231,800 (+1.05%) Land $57,500 Building $174,300
2022$2,317.00$229,400 Land $57,500 Building $171,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508015, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims34 (1979–2010)
Most Recent ClaimApr 2010, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Apr 2010 · 32 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 17% of Rhode Island
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Xfinity, Cogeco Cable Holdings II, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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