81 Phoenix Ter, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 81 Phoenix Ter, Springfield, MA 01104 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1916
Square Footage1,381 sqft Living Area
Lot Size5,001 sqft (0.115 acres)
OccupancyOwner Occupied
Last Sale$138,000 (2020)
Tax Bill$3,221.00 (2025)

Property Details

APN / Parcel Number

Primary APNSPRI S:09692 P:0054
Alternative APN
  • 96920054

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,381 sqft Living Area
1st Floor936 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Architectural StyleOther Style
Exterior MaterialWood Siding Exterior
Lot Area5,001 sqft (0.115 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemSteam Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number96920054
Street Address81 PHOENIX TER
CitySPRINGFIELD
StateMA
Zip01104-2511
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionCAMPGROUNDS
JurisdictionSPRINGFIELD MA
Minor Civil DivisionSPRINGFIELD
Census Blockgroup2
Census Block2005
Census Tract800400

Owner

Source: Hampden County and Springfield City records · APN SPRI S:09692 P:0054

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address81 PHOENIX TER, SPRINGFIELD, MA 01104-2511
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2026Deed of Trust, Mortgage · Conventional Mortgage
TEXANA BANK
Dec 01, 2022Deed of Trust, Mortgage · Stand Alone Refinance
CALIBER HOME LOANS INC
Nov 09, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Mar 12, 2021Deed of Trust, Mortgage · Stand Alone Refinance
CALIBER HOME LOANS INC
Oct 17, 2019Deed of Trust, Mortgage · Stand Alone Refinance
WELLS FARGO BANK NA
Jan 02, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 02, 2020 · Amount on Record
Deed SaleJan 02, 2020 · Amount on Record
Prior SaleMar 16, 2012 · Amount on Record
Deed Doc Number2020182
Deed Book / Page23030 / 453
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Recording DateApr 06, 2026
Property Address81 PHOENIX TER, SPRINGFIELD, MA 01104-2511
Document Number026281-145
Book / Page26281 / 145
Instrument DateApr 01, 2026
Instrument202614726
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 PHOENIX TER, SPRINGFIELD, MA 01104-2511

Mortgage

Document Number0000014726,
DateApr 06, 2026
Book Page26281/145
Instrument202614726
Lender
NameTEXANA BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6%
Max Rate-1%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address81 PHOENIX TER, SPRINGFIELD, MA 01104-2511
Transaction TypeMortgage
Record UpdatedDec 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024824-319
DateDec 01, 2022
Book Page24824/319
Instrument70263
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address81 PHOENIX TER, SPRINGFIELD, MA 01104-2511
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number24235-445
DateNov 09, 2021
Book Page24235/445
Instrument79778
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 01, 2046
Interest
Rate TypeAdjustable Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address81 PHOENIX TER, SPRINGFIELD, MA 01104-2511
Transaction TypeMortgage
Record UpdatedMar 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23757-101
DateMar 12, 2021
Book Page23757/101
Instrument16676
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address81 PHOENIX TER, SPRINGFIELD, MA 01104-2511
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22905-125
DateOct 17, 2019
Book Page22905/125
Instrument60315
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPRINGFIELD MA
Recording DateJan 02, 2020
Property Address81 PHOENIX TER, SPRINGFIELD, MA 01104-2511
Document Number23030-453
Book / Page23030 / 453
Instrument DateJan 02, 2020
Instrument182
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 PEARL ST # 1R, 1R, CHICOPEE, MA 01013-2621

Mortgage

Document Number183
DateJan 02, 2020
Instrument183
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,221.00 (+27.72%)$205,400 (+38.88%) Land $37,200 Building $168,200$231,895 (+0.83%)
2024$229,995
2023$2,522.00$147,900 Land $32,900 Building $115,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Phoenix Ter

Nearby Streets

Search Property Records by Address or Parcel Number