Warwick City property record for 81 Pender Ave, Warwick, RI 02889 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 972 sqft · built 1987 |
| Lot Size | 0.167 acres (7,289 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Aug 2025) |
| Tax Bill | $5,043 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35503760000 |
| Primary APN | 35503760000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| Gross Area | 2,315 sqft |
| 1st Floor Area | 972 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 208 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,289 sqft (0.167 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 152915 |
|---|---|
| Street Address | 81 PENDER AVE |
| City | WARWICK |
| State | RI |
| Zip | 02889-4804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 376 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21502 |
Source: Warwick City records · APN 35503760000
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 PENDER AVE, WARWICK, RI 02889-4804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2025 | Warranty Deed, Transfer LOANDEPOT.COM LLC |
| Jun 30, 2022 | Warranty Deed, Transfer · FHA Mortgage SEACOAST MORTGAGE CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on Record |
| Deed Sale | Aug 21, 2025 · Amount on Record |
| Prior Sale | Jun 30, 2022 · Amount on Record |
| Deed Document Number | 20259628 |
| Deed Book / Page | 10740 / 209 |
| Transfer Doc | 7118-264 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Aug 21, 2025 |
| Property Address | 81 PENDER AVE, WARWICK, RI 02889-4804 |
| Document Number | 010740-209 |
| Book / Page | 10740 / 209 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 9628 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 PENDER AVE, WARWICK, RI 02889-4804 |
| Document Number | 0000009629 |
|---|---|
| Date | Aug 21, 2025 |
| Instrument | 9629 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Number | 010740-199 |
|---|---|
| Date | Aug 21, 2025 |
| Book Page | 10740/199 |
| Instrument | 9630 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jun 30, 2022 |
| Property Address | 81 PENDER AVE, WARWICK, RI 02889-4804 |
| Document Number | 010165-310 |
| Book / Page | 10165 / 310 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 9531 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 PENDER AVE, WARWICK, RI 02889-4804 |
| Document Number | 0000009532 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 9532 |
| Name | SEACOAST MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,043.00 (+3.53%) | $397,100 (+17.97%) Land $111,900 Building $285,200 | |
| 2024 | $4,871.00 (+1.99%) | $336,600 (-) Land $92,400 Building $244,200 | $405,460 |
| 2023 | $4,776.00 (+17.23%) | $336,600 (+54.76%) Land $92,400 Building $244,200 | |
| 2022 | $4,074.00 | $217,500 Land $54,900 Building $162,600 |
Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030215021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 40 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 34 (1978–2012) |
| Claims Outside the SFHA | 5 of 34 |
| Most Recent Claim | Oct 2012, tidal / storm surge, Hurricane Sandy |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: T-Mobile USA, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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