81 Park St, Oxford, MI 48371 Property Records

Oakland County property record for 81 Park St, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,031 sqft · built 1965
Lot Size	0.245 acres (10,672 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Jan 2014)
Tax Bill	$2,064 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`PO-04-27-128-013`

Property Details

APN / Parcel Number

Primary APN	`PO-04-27-128-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,031 sqft Living Area
1st Floor Area	1,031 sqft
Basement Area	1,031 sqft
Finished Basement	1,031 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Lot Area	10,672 sqft (0.245 acres)
Lot Dimensions	157 ft deep x 67 ft wide
Garage Area	721 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	528 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	81 PARK ST
City	OXFORD
State	MI
Zip	48371-4839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T5N, R10E, SEC 27 DENNISON'S DIVISION S 183 FT OF W 61.50 FT OF LOT 13 & S 183 FT OF E 6 FT OF LOT 14 EXC S 24.75 FT IN PARK ST BLK 3
Legal Range	10E
Legal Township	05N
Legal Section	27
Legal Subdivision	DENNISON'S DIVISION
Legal Block	3
Legal Lot Number	13-14
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1011
Census Tract	121500

Owner

81 Park St is owned and occupied by an individual who acquired it in August 2015.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	81 PARK ST, OXFORD, MI 48371-4839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK
Apr 30, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2014 · Amount on File
Deed Sale	Jan 9, 2014 · Amount on File
Prior Sale	Sep 16, 2008 · Amount on File
Deed Document Number	20144355
Deed Book / Page	46694 / 458
Last Transfer Date	Aug 31, 2015
Transfer Doc	0000181523
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Apr 27, 2026
Property Address	81 PARK ST, OXFORD, MI 48371-4839
Document Number	0000056170
Book / Page	61144 / 869
Instrument Date	Apr 16, 2026
Instrument	202656170
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	81 PARK ST, OXFORD, MI 48371-4839

Mortgage

Document Number	0000056170,
Date	Apr 27, 2026
Book Page	61144/869
Instrument	202656170

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	81 PARK ST, OXFORD, MI 48371-4839
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 PARK ST, OXFORD, MI 48371-4839

Mortgage

Document Number	0000115380
Date	Apr 30, 2021
Book Page	56163/454
Instrument	115380

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 81 Park St was $2,064 with a homeowner's exemption, up 4.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Municipality	Oxford Village
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,064.00 (+4.4%) Homeowner's exemption	$101,120	$202,240
2024	$1,977.00
2023		$91,330	$182,660
2021	$1,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Park St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Park St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF OXFORD serves 3,540 people · EPA ID MI0005130
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on Park St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures