Middlesex County property record for 81 Paces Neck Rd, Hardyville, VA 23070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,074 sqft · built 2000 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,603 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 40 94 3 |
| Primary APN | 40 94 3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,074 sqft Living Area |
| Gross Area | 2,749 sqft |
| 1st Floor Area | 2,074 sqft |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Vinyl |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 60,548 sqft (1.39 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 157 sqft |
| Canopy | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1373 |
|---|---|
| Street Address | 81 PACES NECK RD |
| City | HARDYVILLE |
| State | VA |
| Zip | 23070-2149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | PACES LOT 3 40-7 1.39 AC PL 142-503 DB 142-500 142-503 D303-187 |
| Legal Lot Number | 3,40-7 |
| Jurisdiction | MIDDLESEX VA |
| Township / Civil Division | PINE TOP |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 951200 |
Source: Middlesex County records, as of October 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 81 PACES NECK RD, HARDYVILLE, VA 23070-2149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX VA |
| Property Address | 81 PACES NECK RD, HARDYVILLE, VA 23070-2149 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210000703 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 210000703 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Middlesex County assessment roll, as of October 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Middlesex County |
| Unified School District | Middlesex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,603.00 | $262,900 (-) Land $43,600 Building $219,300 | $262,900 (-) Land $43,600 Building $219,300 |
| 2025 | $1,603.00 | $262,900 (-) Land $43,600 Building $219,300 | $262,900 (-) Land $43,600 Building $219,300 |
| 2023 | $1,603.00 | $262,900 Land $43,600 Building $219,300 | $262,900 Land $43,600 Building $219,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 87 (1978–2020) |
| Claims Outside the SFHA | 5 of 87 |
| Most Recent Claim | Aug 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: All Points Broadband.
5G (outdoors only) and 4G LTE
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