81 Overlook Pl, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 81 Overlook Pl, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,524 sqft · built 1924
Lot Size0.18 acres (7,841 sqft)
Owner2 Individuals on Record
Last Sale$2,600,000 (Aug 2024)
Tax Bill$27,577 (2025)
Deeds & MortgagesOct 2019 Mortgage
Oct 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN551400 153-7-3-42

Property Details

APN / Parcel Number

Primary APN551400 153-7-3-42
Alternative APN
  • 140015300700030420000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,524 sqft Living Area
1st Floor Area1,292 sqft
2nd Floor Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleColonial
Exterior MaterialStucco
Lot Area7,841 sqft (0.18 acres)

Location & Zoning

Street Address81 OVERLOOK PL
CityRYE
StateNY
Zip10580-3325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal SubdivisionREVISED MAP OF OAKLAND BEACH COMPANY
Legal Block3
Legal Lot Number42.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group3
Census Block3001
Census Tract7600

Owner

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address48 W 68TH ST, 9A, NEW YORK, NY 10023-6016
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER
Oct 24, 2019Loan Modification, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2024 · Amount on Record
Deed SaleAug 27, 2024 · Amount on Record
Prior SaleAug 1, 2002 · Amount on Record
Deed Document Number20243474
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address81 OVERLOOK PL, RYE, NY 10580-3325
Document Number0593093006
Instrument DateOct 24, 2019
Transaction TypeMortgage
Record UpdatedDec 23, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address81 OVERLOOK PL RYE NY 105803325, RYE, NY 10580-3325

Mortgage

Document Number0593093006
DateDec 10, 2019
Book Page059309/003006
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 9, 2034

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address81 OVERLOOK PL, RYE, NY 10580-3325
Document Number0593093007
Instrument DateOct 24, 2019
Transaction TypeMortgage
Record UpdatedDec 23, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address81 OVERLOOK PL RYE NY 105803325, RYE, NY 10580-3325

Mortgage

Document Number0593093007
DateDec 10, 2019
Book Page059309/003007
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 9, 2034
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,577.00$19,150 (-) Land $5,050 Building $14,100$1,622,881 (+6.78%) Land $427,966 Building $1,194,915
2024$19,150 (-) Land $5,050 Building $14,100$1,519,842 (+2.38%) Land $400,794 Building $1,119,048
2023$19,150 Land $5,050 Building $14,100$1,484,496 Land $391,473 Building $1,093,023

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Nearby Flood Policies37 in force
Nearby Flood Claims71 (1978–2024)
Claims Outside the SFHA16 of 71
Most Recent ClaimApr 2024 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 7 claims
  • Hurricane Sandy, Oct 2012 · 14 claims
  • Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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