81 Oneida St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 81 Oneida St, Pawtucket, RI 02860

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1955
Lot Size	0.123 acres (5,368 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,000 (Jan 2011)
Tax Bill	$4,334 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:60 L:0782`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:60 L:0782`
Alternative APN	`600782`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,368 sqft (0.123 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	600782
Street Address	81 ONEIDA ST
City	PAWTUCKET
State	RI
Zip	02860-4717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Lot Number	782
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	2
Census Block	2013
Census Tract	16300

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 ONEIDA ST, PAWTUCKET, RI 02860-4717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit TRUST COMPANY
Oct 6, 2018	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2011 · Amount on Record
Deed Sale	Jan 26, 2011 · Amount on Record
Prior Sale	Oct 15, 1998 · Amount on Record
Deed Book / Page	3336 / 320
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Recording Date	Jul 10, 2026
Property Address	81 ONEIDA ST, PAWTUCKET, RI 02860-4717
Document Number	0000000023
Book / Page	5341 / 163
Instrument Date	Jul 9, 2026
Instrument	202623
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 ONEIDA ST, PAWTUCKET, RI 02860-4717

Mortgage

Document Number	0000000023,
Date	Jul 10, 2026
Book Page	5341/163
Instrument	202623

Lender

Name	TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	81 ONEIDA ST, PAWTUCKET, RI 02860-4717
Document Number	4300-1
Instrument Date	Oct 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 ONEIDA ST PAWTUCKET RI 028604717, PAWTUCKET, RI 02860-4717

Mortgage

Document Number	4300-1
Date	Oct 30, 2018
Book Page	004300/000001
Instrument	23

Lender

Name	SANTANDER BK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,334.00 (+4.64%)	$329,600 (+34.81%) Land $137,400 Building $192,200	$370,368
2023	$4,142.00 (+2.17%)	$244,500 (-) Land $70,600 Building $173,900
2022	$4,054.00	$244,500 Land $70,600 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 918 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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