81 Old Shirley Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 81 Old Shirley Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,620 sqft · built 1994
Lot Size	8.9 acres (387,684 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Nov 2023)
Tax Bill	$15,034 (2026)
Deeds & Mortgages	Mar 2025 Refinance Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:012.0 P:0027-0002.0`

Property Details

APN / Parcel Number

Primary APN	`M:012.0 P:0027-0002.0`
Alternative APNs	`HARV M:12 B:27 L:2` `1250120002700020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,620 sqft Living Area
Gross Area	4,832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	387,684 sqft (8.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1250120002700020
Street Address	81 OLD SHIRLEY RD
City	HARVARD
State	MA
Zip	01451-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	27
Legal Lot Number	2
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	2
Census Block	2011
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 OLD SHIRLEY RD, HARVARD, MA 01451-1309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Nov 16, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Prior Sale	Mar 30, 1993 · Amount on Record
Deed Book / Page	69891 / 195
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	81 OLD SHIRLEY RD, HARVARD, MA 01451-1309
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071794-182
Date	Mar 31, 2025
Book Page	71794/182
Instrument	24137

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2045

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Nov 16, 2023
Property Address	81 OLD SHIRLEY RD, HARVARD, MA 01451-1309
Document Number	069891-195
Book / Page	69891 / 195
Instrument Date	Nov 16, 2023
Instrument	96302
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	81 OLD SHIRLEY RD, HARVARD, MA 01451-1309

Mortgage

Document Number	0000096303
Date	Nov 16, 2023
Instrument	96303

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,034.00 (+8.38%)	$947,300 (+6.87%) Land $355,100 Building $592,200	$1,025,050 (-)
2025	$13,872.00 (+3.68%)	$886,400 (-1.28%) Land $355,100 Building $531,300	$1,025,050 (+15.62%)
2024	$13,379.00 (-1.18%)	$897,900 (+10.16%) Land $355,100 Building $542,800	$886,540
2023	$13,539.00	$815,100 Land $335,200 Building $479,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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