81 Oberlin Dr, Warwick, RI 02886 Property Records

Warwick City property record for 81 Oberlin Dr, Warwick, RI 02886

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,898 sqft · built 1965
Lot Size0.238 acres (10,385 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Mar 2020)
Tax Bill$6,082 (2025)
Deeds & MortgagesApr 2024 Refinance
Mar 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN23800590000

Property Details

APN / Parcel Number

Primary APN23800590000
Alternative APNs
  • WARW M:238 B:0059 L:0000
  • 119802

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,898 sqft Living Area
Gross Area3,144 sqft
1st Floor Area1,898 sqft
Basement Area792 sqft
Unfinished Basement792 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,385 sqft (0.238 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number119802
Street Address81 OBERLIN DR
CityWARWICK
StateRI
Zip02886-8508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA10
Legal Block59
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1022
Census Tract22201

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address81 OBERLIN DR, WARWICK, RI 02886-8508
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
RHODE ISLAND CREDIT UNION
Mar 24, 2020Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC
Nov 14, 2018Quit Claim Deed, Transfer
Quitclaim
Mar 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON TR CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2020 · Amount on Record
Deed SaleMar 24, 2020 · Amount on Record
Deed Book / Page9481 / 101
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address81 OBERLIN DR, WARWICK, RI 02886-8508
Transaction TypeMortgage
Record UpdatedMay 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010479-41
DateApr 18, 2024
Book Page10479/41
Instrument3594
Lender
NameRHODE ISLAND CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMay 1, 2044

March 2020: Deed, Transfer

Document TypeDeed
JurisdictionWARWICK RI
Recording DateMar 24, 2020
Property Address81 OBERLIN DR, WARWICK, RI 02886-8508
Document Number9481-101
Book / Page9481 / 101
Instrument DateMar 23, 2020
Instrument4207
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4208
DateMar 24, 2020
Instrument4208
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARWICK RI
Recording DateNov 14, 2018
Property Address81 OBERLIN DR, WARWICK, RI 02886-8508
Document Number9168-173
Book / Page009168 / 000173
Instrument DateNov 7, 2018
Instrument16066
Transaction TypeTransfer
Record UpdatedDec 4, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 OBERLIN DR WARWICK RI 028868508, WARWICK, RI 02886-8508

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address81 OBERLIN DR, WARWICK, RI 02886-8508
Document Number9021-47
Instrument DateMar 28, 2018
Transaction TypeMortgage
Record UpdatedApr 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 OBERLIN DR WARWICK RI 028868508, WARWICK, RI 02886-8508

Mortgage

Document Number9021-47
DateMar 29, 2018
Book Page009021/000047
Instrument3949
Lender
NameWASHINGTON TR CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 28, 2048

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,082.00 (+0.48%)$478,900 (+12.26%) Land $133,300 Building $345,600
2024$410,400
2023$6,053.00 (+4.25%)$426,600 (+37.61%) Land $112,200 Building $314,400
2022$5,806.00$310,000 Land $82,000 Building $228,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2005)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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