81 Needham St, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 81 Needham St, Dedham, MA 02026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,402 sqft · built 1925
Lot Size	0.108 acres (4,700 sqft)
Owner	2 Individual Names on File
Last Sale	$660,500 (Nov 2020)
Tax Bill	$10,376 (2025)
Deeds & Mortgages	Jan 2025 Refinance Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DEDH M:0013 L:0022`

Property Details

APN / Parcel Number

Primary APN	`DEDH M:0013 L:0022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,402 sqft Living Area
Gross Area	4,656 sqft
1st Floor Area	1,092 sqft
Attic	Attic
Attic Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,700 sqft (0.108 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	81 NEEDHAM ST
City	DEDHAM
State	MA
Zip	02026-1427
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	G
Legal Lot Number	22
Jurisdiction	DEDHAM MA
Township / Civil Division	DEDHAM
Census Block Group	1
Census Block	1010
Census Tract	402101

Owner

Source: Norfolk County and Dedham Town records · APN DEDH M:0013 L:0022

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	81 NEEDHAM ST, DEDHAM, MA 02026-1427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Nov 03, 2020	Quit Claim Deed, Transfer · Conventional with PMI WILLIAM RAVEIS MTG
May 18, 2019	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 03, 2020 · Amount on Record
Deed Sale	Nov 03, 2020 · Amount on Record
Prior Sale	Apr 28, 2004 · Amount on Record
Record Updated	Jun 08, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	81 NEEDHAM ST, DEDHAM, MA 02026-1427
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001547156
Date	Jan 13, 2025
Instrument	1547156

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 01, 2054

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEDHAM MA
Recording Date	Nov 03, 2020
Property Address	81 NEEDHAM ST, DEDHAM, MA 02026-1427
Document Number	0001460018
Instrument Date	Oct 26, 2020
Instrument	1460018
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$661.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 NEEDHAM ST DEDHAM MA 020261427, DEDHAM, MA 02026-1427

Mortgage

Document Number	1460019
Date	Nov 03, 2020
Instrument	1460019

Lender

Name	WILLIAM RAVEIS MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 02, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	81 NEEDHAM ST, DEDHAM, MA 02026-1427
Document Number	0001431421
Instrument Date	May 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 WHITTIER RD EAST FALMOUTH MA 025367447, EAST FALMOUTH, MA 02536-7447

Mortgage

Document Number	0001431421
Date	Oct 04, 2019
Instrument	1431421

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Oct 03, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Norfolk County and Dedham Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dedham Town
Unified School District	Dedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,376.00 (+7.38%)	$822,200 (+6.36%) Land $313,300 Building $508,900
2024	$9,663.00 (+5.86%)	$773,000 (+8.74%) Land $284,200 Building $488,800
2023	$9,128.00	$710,900 Land $257,300 Building $453,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 356 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

81 Needham St, Dedham, MA 02026 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Needham St

Nearby Streets

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