Henderson County property record for 81 Narrow Path Way, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,664 sqft · built 2020 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Mar 2019) |
| Tax Bill | $2,550 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9597161803 |
| Primary APN | 9597161803 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,664 sqft Heated Area |
| 1st Floor Area | 1,850 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Area | 511 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1005128 |
|---|---|
| Street Address | 81 NARROW PATH WAY |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-5687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1005128~R2 |
| Legal Description | SOLOMONS COVE LO24 PL2006-6174 |
| Legal Subdivision | SOLOMONS SUBDIVISION |
| Legal Block | 16 |
| Legal Lot Number | 1803 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 930201 |
81 Narrow Path Way is owned and occupied by two individuals who acquired it in September 2025.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 81 NARROW PATH WAY, FLAT ROCK, NC 28731-5687 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2025 | Intrafamily Transfer, Transfer |
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Aug 5, 2020 | Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK |
| Mar 12, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2019 · Amount on File |
| Deed Sale | Mar 12, 2019 · Amount on File |
| Deed Book / Page | 3308 / 554 |
| Last Transfer Date | Sep 10, 2025 |
| Transfer Doc | 0043380060 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Sep 15, 2025 |
| Property Address | 81 NARROW PATH WAY, FLAT ROCK, NC 28731-5687 |
| Document Number | 0043380060 |
| Book / Page | 4338 / 60 |
| Map Reference | SL 6174 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 1001037017 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 81 NARROW PATH WAY, FLAT ROCK, NC 28731-5687 |
| Name | Verified Name |
|---|---|
| Address | 81 NARROW PATH WAY, FLAT ROCK, NC 28731-5687 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 81 NARROW PATH WAY, FLAT ROCK, NC 28731-5687 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037180498 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 3718/498 |
| Instrument | 954276 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 81 NARROW PATH WAY, FLAT ROCK, NC 28731-5687 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0035380481 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 3538/481 |
| Instrument | 930566 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 133 Months |
| Due | Sep 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Sep 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Mar 12, 2019 |
| Property Address | 81 NARROW PATH WAY, FLAT ROCK, NC 28731-5687 |
| Document Number | 0033080554 |
| Book / Page | 003308 / 000554 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 899746 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $70.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 CALHOUN AVE TRUMBULL CT 066112449, TRUMBULL, CT 06611-2449 |
The 2025 property tax bill for 81 Narrow Path Way was $2,550.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $454,600 (-) Land $60,000 Building $394,600 | ||
| 2025 | $2,550.00 | $454,600 Land $60,000 Building $394,600 | |
| 2024 | $2,550.00 | ||
| 2023 | $454,600 Land $60,000 Building $394,600 | $454,600 Land $60,000 Building $394,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 Narrow Path Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 Narrow Path Way is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
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