81 N State St, Sparta, MI 49345 Property Records

Kent County property record for 81 N State St, Sparta, MI 49345

Property Summary

Property TypeAuto Repair, Garage
Details3,798 sqft · built 1949
Lot Size0.4 acres (17,424 sqft)
OwnerCompany Name on Record
Tax Bill$4,640 (2025)
Deeds & MortgagesAug 2023 Mortgage
Jul 2018 Sale
Flood ZoneZone X (moderate risk)
APN41-05-15-478-032

Property Details

APN / Parcel Number

Primary APN41-05-15-478-032

Interior

Stories1 Story
Building Area3,798 sqft Total Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Fire ResistanceWood or Wood & Steel Frame
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions132 ft deep x 132 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address81 N STATE ST
CitySPARTA
StateMI
Zip49345-1023
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Local Zoning CodeVGC
Legal DescriptionLOTS 11 & 12 BLK 2 * SMITH'S ADDITION TO THE VILLAGE OF SPARTA
Legal SubdivisionSMITHS ADD
Legal Block2
Legal Lot Number11-12
JurisdictionKENT MI
Township / Civil DivisionSPARTA
Census Block Group1
Census Block1018
Census Tract10402

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address95 N STATE ST, SPARTA, MI 49345-1023
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Deed of Trust, Mortgage · Commercial Mortgage
INDEPENDENT BANK
Jul 24, 2018Warranty Deed, Transfer
SUN TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address81 N STATE ST, SPARTA, MI 49345-1023
Transaction TypeMortgage
Record UpdatedSep 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049056
DateAug 28, 2023
Instrument20230828-0049056
Lender
NameINDEPENDENT BANK
TypeBank
AddressIONIA, MI 48846
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
IndexCOF

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateJul 24, 2018
Property Address81 N STATE ST, SPARTA, MI 49345-1023
Document Number0000056817
Map ReferenceLB2 PG44
Instrument DateJul 12, 2018
Instrument20180724-0056817
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanySUN TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11291 WARNER AVE, 11291, GRANT, MI 49327-8920

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 N STATE ST, SPARTA, MI 49345-1023

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionSparta Township
MunicipalitySparta Village
Unified School DistrictSparta Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$120,000 (+4.99%)$240,000 (+4.99%)
2025$4,640.00 (+27.61%)$114,300 (+28.14%)$228,600 (+28.14%)
2023$89,200$178,400
2019$3,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1994–2013)
Claims Outside the SFHA2 of 8
Most Recent ClaimApr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPARTA
serves 4,140 people · EPA ID MI0006200
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Mercury Fiber.

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