81 N Gulf Blvd, Placida, FL 33946 Property Records

Charlotte County property record for 81 N Gulf Blvd, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,341 sqft · built 2003
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on File
Last Sale	$1,825,000 (Jul 2023)
Tax Bill	$19,443 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`412033102011`

Property Details

APN / Parcel Number

Primary APN	`412033102011`
Alternative APNs	`00882650005000` `10004660061`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,341 sqft Living Area
Gross Area	3,620 sqft
Upper Floors Area	1,059 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Pile
Roof Type	Hip
Roof Material	Metal
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Waterfront
Driveway	Driveway
Driveway Area	1,420 sqft

Exterior Amenities

Pool Area	28 sqft
Porch	Slab
Porch Area	270 sqft
Deck Area	270 sqft
Patio Area	1,258 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00882650005000
Street Address	81 N GULF BLVD
City	PLACIDA
State	FL
Zip	33946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BBI
Legal Description	PALM ISLAND EST UN 1 BLK B LT 13 525/45 538/578 1371/912 1644/152 2872/353 4251/1708 3290520
Legal Range	20E
Legal Township	41S
Legal Section	33
Legal Subdivision	PALM ISLAND EST
Legal Tract	PIE
Legal Block	B
Legal Lot Number	13
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2006
Census Tract	30402

Owner

81 N Gulf Blvd is owned by a company that acquired it in February 2025.

Source: Charlotte County records, as of June 9, 2026

Owner of Record	Company Name on File
Mailing Address	530 ROSE ST, UMATILLA, FL 32784-8643
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU
Nov 6, 2017	Warranty Deed, Transfer · ARM COMPASS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Prior Sale	Nov 6, 2017 · Amount on File
Deed Document Number	20233290520
Last Transfer Date	Feb 4, 2025
Transfer Doc	0003544132
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 13, 2023
Property Address	81 N GULF BLVD, PLACIDA, FL 33946
Document Number	0003290520
Map Reference	MB 3 PG 59A
Instrument Date	Jul 10, 2023
Instrument	3290520
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,775.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 COREY LN, MENDHAM, NJ 07945-3308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 ROSE ST, UMATILLA, FL 32784-8643

Mortgage

Document Number	0003290521
Date	Jul 13, 2023
Instrument	3290521

Lender

Name	FAIRWINDS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 6, 2017
Property Address	81 N GULF BLVD, PLACIDA, FL 33946
Document Number	0042511708
Book / Page	4251 / 1708
Map Reference	MB3 PG59A,59B-59C
Instrument Date	Oct 31, 2017
Instrument	2563043
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4018 ROYAL POINT DR, 4018, PORT CHARLOTTE, FL 33952

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12026 NW 1ST LN, GAINESVILLE, FL 32607-1123

Mortgage

Document Number	0002563044
Date	Nov 6, 2017
Instrument	2563044

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Margin	2
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 81 N Gulf Blvd was $19,443.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,443.00	$1,083,902 Land $269,280 Building $814,622	$1,083,902 Land $269,280 Building $814,622
2023	$16,955.00 (+1.61%)	$754,521 (-26.45%)	$890,146 (-13.23%) Land $316,800 Building $573,346
2022	$16,687.00	$1,025,862 Land $224,400 Building $801,462	$1,025,862 Land $224,400 Building $801,462

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 81 N Gulf Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 677 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,446 units insured incl. 769 condo units
Nearby Flood Claims	679 (1982–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 377 claims Hurricane Helene, Oct 2024 · 156 claims Hurricane Ian, Sep 2022 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 N Gulf Blvd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCILLA UTILITIES, INC. public/private · serves 1,068 people · EPA ID FL6084079
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Gulf Blvd

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