81 Mountain Chase Ln, Marion, NC 28752 Property Records

McDowell County property record for 81 Mountain Chase Ln, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 6,458 sqft · built 1911
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,513 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`1619-00-74-8789`

Property Details

APN / Parcel Number

Primary APN	`1619-00-74-8789`
Alternative APN	`74654`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,458 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	52,272 sqft
Lot Width	145 ft Width
Garage Area	849 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	74654
Street Address	81 MOUNTAIN CHASE LN
City	MARION
State	NC
Zip	28752-2120
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	408/306 1.20 AC
Legal Subdivision	LIFE ESTATE
Jurisdiction	MCDOWELL NC
Township / Civil Division	GLENWOOD
Census Block Group	1
Census Block	1057
Census Tract	970903

Owner

81 Mountain Chase Ln, a rural home, is owned by two individuals who acquired it in April 2021.

Source: McDowell County records, as of September 29, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	38 SCHOLES ST APT 3B, 3B, BROOKLYN, NY 11206-1898
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE
Apr 14, 2021	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 14, 2021
Deed Sale	Apr 14, 2021
Deed Document Number	0001349484
Deed Book / Page	1349 / 484
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Recording Date	Jul 13, 2026
Property Address	81 MOUNTAIN CHASE LN, MARION, NC 28752-2120
Document Number	0000003359
Book / Page	1544 / 697
Instrument Date	Jul 10, 2026
Instrument	20263359
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	ATG TITLE INC, ATG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003359,
Date	Jul 13, 2026
Book Page	1544/697
Instrument	20263359

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	MCDOWELL NC
Recording Date	Apr 14, 2021
Property Address	81 MOUNTAIN CHASE LN, MARION, NC 28752-2120
Document Number	0013490484
Book / Page	1349 / 484
Instrument Date	Mar 19, 2021
Instrument	2021002387
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	459 LAKEVIEW HILLS DR, 459, NEBO, NC 28761-4860

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	38 SCHOLES ST APT 3B, 3B, BROOKLYN, NY 11206-1898

Tax Assessment & Valuation

The 2025 property tax bill for 81 Mountain Chase Ln was $3,513.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,513.00	$514,380 Land $25,000 Building $489,380
2023	$3,513.00	$514,380 Land $25,000 Building $489,380	$514,380 Land $25,000 Building $489,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Mountain Chase Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Mountain Chase Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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